525 E 3rd St, Washington, MO 63090 Property Records

Franklin County property record for 525 E 3rd St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,735 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$175,800 (Apr 2019)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-002-160.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-002-160.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	525 E 3RD ST
City	WASHINGTON
State	MO
Zip	63090-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 F W KAMPS RIVERVIEW ADDN
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	F W KAMPS RIVERVIEW
Legal Lot Number	1F
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	800201

Owner

Source: Franklin County records · APN 10-5-22.0-1-002-160.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 E 3RD ST, WASHINGTON, MO 63090-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	20194565
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 18, 2019
Property Address	525 E 3RD ST, WASHINGTON, MO 63090-2901
Document Number	0000004565
Instrument Date	Apr 17, 2019
Instrument	4565
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 E 3RD ST WASHINGTON MO 630902901, WASHINGTON, MO 63090-2901

Mortgage

Document Number	4566
Date	Apr 18, 2019
Instrument	4566

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (+9.65%)	$27,707 (+11.57%)	$145,830 (+11.58%) Land $18,270 Building $127,560
2023	$1,409.00 (+8.89%)	$24,833	$130,700 Land $18,270 Building $112,430
2022	$1,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), as of June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718002011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber Holdings.

Based on FCC filings for 354 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010838, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON PWS serves 14,068 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.