525 Dempsey Pl, Geneva, IL 60134 Property Records

Kane County property record for 525 Dempsey Pl, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,024 sqft · built 1990
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2024)
Tax Bill	$13,317 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-04-131-003`

Property Details

APN / Parcel Number

Primary APN	`12-04-131-003`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,024 sqft Living Area
Gross Area	4,405 sqft
Basement Area	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	525 DEMPSEY PL
City	GENEVA
State	IL
Zip	60134-1095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 BLACKBERRY IV
Legal Subdivision	BLACKBERRY 04
Legal Block	1
Legal Lot Number	44
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1001
Census Tract	852607

Owner

525 Dempsey Pl is owned and occupied by two individuals who bought it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 DEMPSEY PL, GENEVA, IL 60134-1095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Document Number	2024543
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 5, 2024
Property Address	525 DEMPSEY PL, GENEVA, IL 60134-1095
Document Number	0000000543
Instrument Date	Dec 7, 2023
Instrument	2024K000543
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 DEMPSEY PL, GENEVA, IL 60134-1095

Mortgage

Document Number	0000000544
Date	Jan 5, 2024
Instrument	2024K000544

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate	7.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	525 DEMPSEY PL, GENEVA, IL 60134-1095
Document Number	0000021929
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	525 DEMPSEY PL GENEVA IL 601341095, GENEVA, IL 60134-1095

Mortgage

Document Number	0000021929
Date	May 1, 2020
Instrument	21929

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 525 Dempsey Pl was $13,317.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,317.00	$181,874 (+8.5%) Land $41,182 Building $140,692	$545,840 (+8.5%) Land $123,595 Building $422,245
2024		$167,626 Land $37,956 Building $129,670	$503,079 Land $113,914 Building $389,166
2022	$11,866.00 (+2.85%)	$141,597 (+3.86%) Land $32,062 Building $109,535	$424,791 (+3.86%) Land $96,186 Building $328,605
2021	$11,537.00	$136,334 Land $30,870 Building $105,464	$409,002 Land $92,610 Building $316,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 Dempsey Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Dempsey Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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