Johnston County property record for 525 Cooper St, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,500 (Oct 2022) |
| Tax Bill | $2,149 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05E99030M |
| Primary APN | 05E99030M |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 892 sqft |
| 1st Floor Area | 768 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000256665 |
|---|---|
| Street Address | 525 COOPER ST |
| City | CLAYTON |
| State | NC |
| Zip | 27520-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | N COOPER ST AND CAMEL ST |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 41001 |
525 Cooper St is owned and occupied by an individual who bought it in October 2022.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 COOPER ST, CLAYTON, NC 27520-1816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 20, 2022 | Warranty Deed, Transfer MAGNOLIA TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Deed Document Number | 2022831716 |
| Deed Book / Page | 6364 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 27, 2023 |
| Property Address | 525 COOPER ST, CLAYTON, NC 27520-1816 |
| Document Number | 0000002371 |
| Book / Page | 6413 / 608 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023002371 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 SYLVAN WAY, ZEBULON, NC 27597-6017 |
| Name | Verified Name |
|---|---|
| Address | 525 COOPER ST, CLAYTON, NC 27520-1816 |
| Document Number | 0000002372 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023002372 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Oct 20, 2022 |
| Property Address | 525 COOPER ST, CLAYTON, NC 27520-1816 |
| Document Number | 0000831716 |
| Book / Page | 6364 / 447 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022831716 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | MAGNOLIA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 ALDER CREEK CT, 137, CLAYTON, NC 27527-6128 |
| Name | Verified Name |
|---|---|
| Address | 45 SYLVAN WAY, ZEBULON, NC 27597-6017 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 525 Cooper St was $2,149, down 1% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Clayton Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,149.00 (-0.97%) | $214,900 (-) Land $60,000 Building $154,900 | $214,900 (-) Land $60,000 Building $154,900 |
| 2025 | $2,170.00 | $214,900 Land $60,000 Building $154,900 | $214,900 Land $60,000 Building $154,900 |
| 2023 | $1,500.00 | $116,280 Land $35,000 Building $81,280 | $116,280 Land $35,000 Building $81,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Cooper St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Cooper St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020 |
|---|---|
| Water Source | Purchased surface water from JOHNSTON CO-WEST |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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