Orange County property record for 525 Cocoa Ln, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,234 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $500,000 (Jul 2025) |
| Tax Bill | $5,417 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-29-2248-08-073 |
| Primary APN | 11-22-29-2248-08-073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Gross Area | 1,603 sqft |
| 1st Floor Area | 1,136 sqft |
| Utility Area | 72 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 155 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 525 COCOA LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A/W |
| Legal Description | DUBSDREAD HEIGHTS J/115 W 75 FT OF E 385 FT OF FOLLOWING S 4 0 FT OF LOT 7 ALL LOT 8 & N 10 FT OF LOT 9 BLK H & SEE 11-22 -29-2248-08-000 FOR 1/8 INTEREST IN PART OF COCOA LANE DESC |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 11 |
| Legal Subdivision | DUBSDREAD HGTS |
| Legal Tract | 2248 |
| Legal Block | H |
| Legal Lot Number | 7,8 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 15300 |
Source: Orange County records · APN 11-22-29-2248-08-073
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Balloon Mortgage LISA FINALDI |
| Jul 16, 2025 | Deed of Trust, Mortgage · Balloon Mortgage LISA FINALDI |
| Jul 16, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage MARY JANE GANDEE REVOCABLE TRUST |
| Nov 07, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Deed Document Number | 2025411464 |
| Prior Transfer Date | Oct 25, 2022 |
| Prior Transfer Doc | 0000678286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1231 E CONCORD ST, ORLANDO, FL 32803-5408 |
| Document Number | 0000411466 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 20250411466 |
| Name | LISA FINALDI |
|---|---|
| Type | Private Party |
| Address | 534 COCOA LN, ORLANDO, FL 32804 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 146 Months |
| Due | Aug 31, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1231 E CONCORD ST, ORLANDO, FL 32803-5408 |
| Document Number | 0000411466 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 20250411466 |
| Name | LISA FINALDI |
|---|---|
| Type | Private Party |
| Address | 534 COCOA LN, ORLANDO, FL 32804 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 146 Months |
| Due | Aug 31, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2025 |
| Property Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Document Number | 0000411464 |
| Map Reference | MB J PG 115 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 20250411464 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | EDGEWATER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 COCOA LN, ORLANDO, FL 32804-3011 |
| Name | Verified Name |
|---|---|
| Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Document Number | 0000411465 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 20250411465 |
| Name | MARY JANE GANDEE REVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 07, 2022 |
| Property Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
| Document Number | 0000678286 |
| Map Reference | MB J PG 115 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 20220678286 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535 COCOA LN, ORLANDO, FL 32804-3011 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 525 COCOA LN, ORLANDO, FL 32804-3011 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,100 (-1.64%) Land $155,000 Building $129,100 | $284,100 (-1.64%) Land $155,000 Building $129,100 | |
| 2025 | $5,417.00 (+2.79%) | $288,840 (+155.57%) Land $155,000 Building $133,840 | $288,840 (+5.28%) Land $155,000 Building $133,840 |
| 2024 | $5,270.00 (+272.44%) | ||
| 2023 | $1,415.00 (+4.04%) Homeowner's exemption | $113,020 (+3%) | $274,354 (+15.95%) Land $155,000 Building $119,354 |
| 2022 | $1,360.00 Homeowner's exemption | $109,728 | $236,614 Land $135,000 Building $101,614 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 140 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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