525 Cedar St, Bennett, IA 52721 Property Records

Cedar County property record for 525 Cedar St, Bennett, IA 52721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1946
Lot Size0.152 acres (6,621 sqft)
Owner2 Individual Names on File
Tax Bill$2,342 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN037012093520040

Property Details

APN / Parcel Number

Primary APN037012093520040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
Basement Area1,232 sqft
Unfinished Basement1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,621 sqft (0.152 acres)
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address525 CEDAR ST
CityBENNETT
StateIA
Zip52721-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS ADD W66' L5-6BLK 1
Legal SubdivisionSMITHS ADD
Legal Block1
Legal Lot Number5
JurisdictionCEDAR IA
Township / Civil DivisionINLAND
Census Block Group1
Census Block1036
Census Tract450400

Owner

525 Cedar St is owned and occupied by two individuals who acquired it in October 2017.

Source: Cedar County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address525 CEDAR ST, BENNETT, IA 52721-7702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage
HUD
Jun 7, 2017Deed of Trust, Mortgage · FHA Mortgage
RESIDENTIAL MORTGAGE NETWORK INC
Dec 4, 2017Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 11, 2017
Transfer Doc1392/114
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address525 CEDAR ST, BENNETT, IA 52721-7702
Transaction TypeMortgage
Record UpdatedSep 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001588/148
DateMay 19, 2021
Book Page1588/148
Instrument2021 1890
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount on Record
Term312 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address525 CEDAR ST, BENNETT, IA 52721-7702
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1366/318
DateJun 7, 2017
Book Page1366/318
Instrument2017 1731
Lender
NameRESIDENTIAL MORTGAGE NETWORK INC
TypeMortgage Company
AddressCORALVILLE, IA 52241
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

December 2017: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCEDAR IA
Recording DateDec 4, 2017
Property Address525 CEDAR ST, BENNETT, IA 52721-7702
Document Number1392/114
Book / Page1392 / 114
Instrument DateOct 11, 2017
Instrument2017 3902
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 525 Cedar St was $2,342 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityBennett City
Unified School DistrictBennett Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,342.00 Homeowner's exemption$178,960 (-) Land $11,390 Building $167,570$178,960 (-) Land $11,390 Building $167,570
2025$2,342.00 (+12.06%) Homeowner's exemption$178,960 Land $11,390 Building $167,570$178,960 Land $11,390 Building $167,570
2024$2,090.00
2023$144,510 (+27.85%) Land $11,390 Building $133,120$144,510 Land $11,390 Building $133,120
2022$1,786.00 Homeowner's exemption$113,030 Land $9,970 Building $103,060
2021$113,030 Land $9,970 Building $103,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENNETT WATERWORKS
serves 347 people · EPA ID IA1603005
Water SourceGroundwater
Last State InspectionMar 2025
Lead60 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
F&B Communications
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100

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