Madison County property record for 525 Cady Dr, Richmond, KY 40475
| Property Type | Condominium |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Sep 2026) |
| Tax Bill | $951 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-011C-0013 |
| Primary APN | 0070-011C-0013 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|
| Account Number | 38530 |
|---|---|
| Street Address | 525 CADY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ARCADIAN COTTAGES CONDO UNIT 13 |
| Legal Subdivision | ARCADIAN COVE |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10902 |
525 Cady Dr, a condominium, is owned and occupied by two individuals who bought it in September 2026.
Source: Madison County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 WOODS POINT DR, BEREA, KY 40403-9682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Feb 2, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Deed Document Number | 202614378792 |
| Deed Book / Page | 888 / 696 |
| Prior Transfer Date | Feb 1, 2024 |
| Prior Transfer Doc | 00D848/428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 525 CADY DR, RICHMOND, KY 40475-8294 |
| Document Number | 0014378792 |
| Book / Page | 888 / 696 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202614378792 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,998.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 WOODS POINT DR, BEREA, KY 40403-9682 |
| Document Number | 0014378795, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202614378795 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 2, 2024 |
| Property Address | 525 CADY DR, RICHMOND, KY 40475-8294 |
| Document Number | 00D848/428 |
| Book / Page | D848 / 428 |
| Map Reference | CAB 26 SL 6 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2014189140 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 CADY DR, RICHMOND, KY 40475-8294 |
| Name | Verified Name |
|---|---|
| Address | 525 CADY DR, RICHMOND, KY 40475-8294 |
The 2025 property tax bill for 525 Cady Dr was $951 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $951.00 Homeowner's exemption | $150,000 | $150,000 |
| 2023 | $714.00 (-7.63%) Homeowner's exemption | $120,000 (-) | $120,000 (-) |
| 2022 | $773.00 Homeowner's exemption | $120,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Cady Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 525 Cady Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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