525 Bullard Rd, Concord, AR 72523 Property Records

Cleburne County property record for 525 Bullard Rd, Concord, AR 72523

Property Summary

Property Type	Rural Home
Details	1 ba · 1,200 sqft · built 2022
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Nov 2021)
Tax Bill	$342 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`001-01052-000`

Property Details

APN / Parcel Number

Primary APN	`001-01052-000`
Alternative APN	`1414`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Kennel	Kennel
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	525 BULLARD RD
City	CONCORD
State	AR
Zip	72523-9429
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THE NORTHWEST QUARTER (NW1/4) OF THE SOUTHEAST QUARTER (SE1/4) OF SECTION NINE (9), TOWNSHIP TWELVE (12) NORTH OF RANGE EIGHT
Legal Range	08
Legal Township	12
Legal Section	09
Legal Subdivision	COVE CREEK SUBDIVISION
Jurisdiction	CLEBURNE AR
Township / Civil Division	GRASSEY
Census Block Group	2
Census Block	2027
Census Tract	480100

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 BULLARD RD, CONCORD, AR 72523-9429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit FNBC BANK
Nov 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Dec 1, 1992 · Amount on Record
Deed Document Number	20218756
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	525 BULLARD RD, CONCORD, AR 72523-9429
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201804645
Date	Aug 22, 2018
Instrument	201804645

Lender

Name	FNBC BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	37 Months
Due	Sep 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Nov 17, 2021
Property Address	525 BULLARD RD, CONCORD, AR 72523-9429
Document Number	0202108756
Instrument Date	Nov 12, 2021
Instrument	202108756
Transaction Type	Construction Loan
Record Updated	Aug 29, 2023
Title Company	GENERAL LAND AND TITLE SERVICES, GENERAL LAND & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10130 HEBER SPRINGS RD N, CONCORD, AR 72523-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BULLARD RD, CONCORD, AR 72523-9429

Mortgage

Document Number	0202108757
Date	Nov 17, 2021
Instrument	202108757

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2026

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Concord Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$342.00 (-66.37%) Homeowner's exemption	$29,221 (-) Land $1,485 Building $27,736	$146,105 (-) Land $7,425 Building $138,680
2025	$1,017.00 (+15.44%)	$29,221 (+38.3%) Land $1,485 Building $27,736	$146,105 (+38.3%) Land $7,425 Building $138,680
2023	$881.00	$21,129 Land $1,438 Building $19,691	$105,645 Land $7,190 Building $98,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUMBLING SHOALS WATER ASSOC serves 6,608 people · EPA ID AR0000579
Water Source	Purchased surface water from HEBER SPRINGS WATER SYSTEM
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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