Cherokee County property record for 525 Beaver Ridge Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,124 sqft · built 1992 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Mar 2025) |
| Tax Bill | $981 (2025) |
| Deeds & Mortgages | Dec 2011 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551101167392000 |
| Primary APN | 551101167392000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,124 sqft Heated Area |
| Gross Area | 1,964 sqft |
| 1st Floor Area | 788 sqft |
| Upper Floors Area | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Shingle |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 200 ft deep x 72 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58716 |
|---|---|
| Street Address | 525 BEAVER RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SEC 3 GENE SNEED PROP BEAVER RIDGE 1718/1066 |
| Legal Subdivision | BEAVER RIDGE SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
Source: Cherokee County records · APN 551101167392000
Assessment roll updated October 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 858, CHICKAMAUGA, GA 30707-0858 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2011 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2025 · Amount on Record |
| Deed Sale | Mar 04, 2025 · Amount on Record |
| Prior Sale | Oct 18, 2022 · Amount on Record |
| Deed Document Number | 2025928 |
| Deed Book / Page | 1773 / 770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 525 BEAVER RIDGE RD, MURPHY, NC 28906-8026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01426/0563 |
|---|---|
| Date | Dec 12, 2011 |
| Book Page | 1426/0563 |
| Instrument | 5798 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 18, 2022 |
| Property Address | 525 BEAVER RIDGE RD, MURPHY, NC 28906-8026 |
| Document Number | 01722/1358 |
| Book / Page | 1722 / 1358 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 6673 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 660 MILFORD ST, GLENDALE, CA 91203-1663 |
| Name | Verified Name |
|---|---|
| Address | 525 BEAVER RIDGE RD, MURPHY, NC 28906-8026 |
| Document Number | 0017221361 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 1722/1361 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 16, 2022 |
| Property Address | 525 BEAVER RIDGE RD, MURPHY, NC 28906-8026 |
| Document Number | 01718/1066 |
| Book / Page | 1718 / 1066 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 5349 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1530 TRACY DEE WAY, 1530, LONGWOOD, FL 32779-4716 |
| Name | Verified Name |
|---|---|
| Address | 660 MILFORD ST, GLENDALE, CA 91203-1663 |
| Document Number | 0017181069 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 1718/1069 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $981.00 | $126,420 (-) | $126,420 (-) Land $15,000 Building $111,420 |
| 2023 | $126,420 | $126,420 Land $15,000 Building $111,420 |
Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: CND Acquisition, T-Mobile USA, Wilkes Telephone Membership.
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF MURPHY serves 4,498 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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