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525 92nd St, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 525 92nd St, Surfside, FL 33154 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,830 sqft · built 1940
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Tax Bill$6,594 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
May 2022 Line of Credit
+ 4 more
Flood ZoneZone AE (high risk)
APN14-2235-006-1700

Property Details

APN / Parcel Number

Primary APN14-2235-006-1700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Living Area
1st Floor Area1,830 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Exterior MaterialCombination
Construction TypeConcrete Block
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Patio Area418 sqft

Location & Zoning

Street Address525 92ND ST
CitySURFSIDE
StateFL
Zip33154-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALTOS DEL MAR NO 5 PB 8-92 LOT 24 BLK 9 LOT SIZE 55.000 X 112 OR 20248-3652 02 2002 4
Legal Range42E
Legal Township52S
Legal Section35
Legal SubdivisionALTOS DEL MAR NO 5
Legal Block9
Legal Lot Number24
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group2
Census Block2014
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-006-1700

Assessment roll updated July 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 92ND ST, SURFSIDE, FL 33154-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 06, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 27, 2017Loan Modification, Mortgage · Conventional Mortgage
BANKING & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2002
Deed SaleMar 07, 2002
Prior SaleJul 27, 2000 · Amount on Record
Deed Book / Page20248 / 3651
Transfer Doc2024003652
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Transaction TypeMortgage
Record UpdatedApr 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 92ND ST, SURFSIDE, FL 33154-3015

Mortgage

Document Number0000146885
DateMar 04, 2026
Book Page35187/3445
Instrument2026R0146885
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2046

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 92ND ST, SURFSIDE, FL 33154-3015

Mortgage

Document Number0000375216
DateMay 06, 2022
Book Page33174/4142
Instrument2022R0375216
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueMar 07, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000672178
DateNov 20, 2020
Book Page32205/3871
Instrument2020R0672178
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Document Number0000260614
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address525 92ND ST SURFSIDE FL 331543015, SURFSIDE, FL 33154-3015

Mortgage

Document Number0000260614
DateMay 04, 2020
Book Page031920/003049
Instrument260614
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Document Number0000558630
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedOct 04, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address525 92ND ST SURFSIDE FL 331543015, SURFSIDE, FL 33154-3015

Mortgage

Document Number0000558630
DateSep 06, 2019
Book Page031596/003184
Instrument558630
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 05, 2049

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Property Address525 92ND ST, SURFSIDE, FL 33154-3015
Document Number0000273149
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address525 92ND ST SURFSIDE FL 331543015, SURFSIDE, FL 33154-3015

Mortgage

Document Number0000273149
DateMay 07, 2018
Book Page030968/002437
Instrument273149
Lender
NameBANKING & TRUST CO
AddressPO BOX 1290, WHITEVILLE, NC 28472-1290
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 06, 2043

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,594.00 (+3.37%) Homeowner's exemption$374,187 (+5.99%)$1,129,375 (+22.35%) Land $980,000 Building $149,375
2024$6,379.00 (+2.15%)
2023$6,245.00 Homeowner's exemption$353,051$923,102 Land $772,838 Building $150,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860038042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 143 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies434 units insured
291 under condo master policies
Nearby Flood Claims47 (1979–2024)
Claims Outside the SFHA4 of 47
Most Recent ClaimJun 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Hotwire Communications, Cogeco Cable Holdings II, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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