525 5th St, Frederick, CO 80530 Property Records

Weld County property record for 525 5th St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 846 sqft · built 1957
Lot Size	0.179 acres (7,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2023)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-20-003` `R5549786`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	846 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	846 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Frame Hardboard
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,813 sqft (0.179 acres)
Garage Type	Attached
Garage Area	782 sqft
Porch	Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R5549786
Street Address	525 5TH ST
City	FREDERICK
State	CO
Zip	80530-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE 20964-B L22-23 & W2 L24 BLK20
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	FREDERICK TOWN
Legal Block	20
Legal Lot Number	22
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1032
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 5TH ST, FREDERICK, CO 80530-7087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	20234923742
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0003876171
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 2, 2023
Property Address	525 5TH ST, FREDERICK, CO 80530-7087
Document Number	0004923742
Instrument Date	Sep 29, 2023
Instrument	4923742
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 5TH ST, FREDERICK, CO 80530-7087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	525 5TH ST, FREDERICK, CO 80530-7087

Mortgage

Document Number	0004923743
Date	Oct 2, 2023
Instrument	4923743

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	0004923744
Date	Oct 2, 2023
Instrument	4923744

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 5TH ST, FREDERICK, CO 80530-7087
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 5TH ST, FREDERICK, CO 80530-7087

Mortgage

Document Number	0004909106
Date	Jul 14, 2023
Instrument	4909106

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	525 5TH ST, FREDERICK, CO 80530-7087
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 5TH ST, FREDERICK, CO 80530-7087

Mortgage

Document Number	0004815175
Date	Apr 1, 2022
Instrument	4815175

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,320 (-2.09%) Land $7,340 Building $16,980	$397,458 (-) Land $120,000 Building $277,458
2025	$2,781.00 (+23.55%)	$24,840 (-2.82%) Land $7,500 Building $17,340	$397,458 (+5.2%) Land $120,000 Building $277,458
2024	$2,251.00 (+4.26%)
2023	$2,159.00 (-22.73%)	$25,560 (+30.34%) Land $6,770 Building $18,790	$377,798 (+33.91%) Land $100,000 Building $277,798
2022	$2,794.00	$19,610 Land $4,170 Building $15,440	$282,121 Land $60,000 Building $222,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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