525 13th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 525 13th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Apartment House (2-4 Units)
Details	18,204 sqft · built 1988
Lot Size	0.581 acres (25,320 sqft)
Owner	Company Name on Record
Last Sale	$1,173,721 (Jan 2018)
Tax Bill	$25,802 (2026)
Deeds & Mortgages	Aug 2020 Transfer Jan 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-50608-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50608-0000`

Interior

Stories	3 Stories
Building Area	18,204 sqft Living Area
1st Floor Area	3,708 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	25,320 sqft (0.581 acres)
Lot Width	169 ft Width
Garage Area	2,252 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	525 13TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-2527
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	R3
Legal Description	LOTS 13-14 & 15 LESS N 27' OF E 26' OF LOT 14 RUDOLPH'S RE/BK 15 BROTT/SMITH SECTION 13 TOWNSHIP 124 RANGE 028 RUDOLPH'S
Legal Range	28W
Legal Township	124
Legal Section	13
Legal Subdivision	RUDOLPHS REBK 15 BROTTSMITH
Legal Block	15
Legal Lot Number	13-14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	304

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	894 7TH ST NW, ROCHESTER, MN 55901-2653
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2018	Warranty Deed, Transfer
Jan 10, 2018	Warranty Deed, Transfer
Jan 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	20181512755
Last Transfer Date	Jul 28, 2020
Transfer Doc	00A1577047
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 11, 2020
Property Address	525 13TH ST S, SAINT CLOUD, MN 56301-2527
Document Number	00A1577047
Instrument Date	Jul 28, 2020
Instrument	A1577047
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 7TH ST NW, ROCHESTER, MN 55901-2653

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2018
Property Address	525 13TH ST S, SAINT CLOUD, MN 56301-2527
Document Number	00A1512755
Instrument Date	Jan 9, 2018
Instrument	A1512755
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 7TH ST NW, ROCHESTER, MN 55901-2653

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2018
Property Address	525 13TH ST S, SAINT CLOUD, MN 56301-2527
Document Number	A1512755
Instrument Date	Jan 9, 2018
Instrument	A1512755
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NULL

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 10, 2018
Property Address	525 13TH ST S, SAINT CLOUD, MN 56301-2527
Document Number	00A1512754
Instrument Date	Jan 3, 2018
Instrument	A1512754
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 13TH ST S, SAINT CLOUD, MN 56301-2527

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,802.00 (+47.79%)
2025		$1,409,000 (+6.79%) Land $135,000 Building $1,274,000	$1,409,000 (+6.79%) Land $135,000 Building $1,274,000
2023	$17,458.00	$1,319,400 Land $135,000 Building $1,184,400	$1,319,400 Land $135,000 Building $1,184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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