5249 SE Horseshoe Point Rd, Stuart, FL 34997 Property Records

Martin County property record for 5249 SE Horseshoe Point Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,686 sqft · built 1974
Lot Size	0.232 acres (10,106 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Jul 2024)
Tax Bill	$8,442 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-009-000-0011.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-009-000-0011.0-9-0000`
Alternative APNs	`49-38-41-009-000-00110-9` `39621`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	1,686 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,106 sqft (0.232 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	341 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	364 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39621
Street Address	5249 SE HORSESHOE POINT RD
City	STUART
State	FL
Zip	34997-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TALL PINES UNREC LOT 11 OR 347/1689
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	TALL PINES
Legal Block	1
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1021
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	180 KENT DR, EAST GREENWICH, RI 02818-2318
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jul 8, 2014 · Amount on Record
Deed Document Number	20243083083
Deed Book / Page	3449 / 821
Prior Transfer Date	Apr 7, 2003
Prior Transfer Doc	0001660711
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5249 SE HORSESHOE POINT RD, STUART, FL 34997-2347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 SE HORSESHOE POINT RD, STUART, FL 34997-2347

Mortgage

Document Number	0031692258
Date	Oct 30, 2020
Book Page	3169/2258
Instrument	2847146

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5249 SE HORSESHOE POINT RD, STUART, FL 34997-2347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029942778
Date	May 25, 2018
Book Page	02994/2778
Instrument	2696836

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5249 SE HORSESHOE POINT RD, STUART, FL 34997-2347
Document Number	0029850895
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5249 SE HORSESHOE POINT RD STUART FL 349972347, STUART, FL 34997-2347

Mortgage

Document Number	0029850895
Date	Apr 10, 2018
Book Page	002985/000895
Instrument	2688104

Lender

Name	IBERIABANK
Type	Bank
Address	JUPITER, FL 33458

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,442.00 (+139.76%)	$506,100 (+127.98%) Land $202,500 Building $303,600	$506,100 (+20.18%) Land $202,500 Building $303,600
2024	$3,521.00 (+2.44%)
2023	$3,437.00 (+3.87%) Additional exemption filed	$221,995 (+3%)	$421,130 (+18.43%) Land $202,500 Building $218,630
2022	$3,309.00 Homeowner's exemption	$215,530	$355,600 Land $180,000 Building $175,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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