5249 Regal Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5249 Regal Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 1,614 sqft · built 1993
Lot Size0.033 acres (1,450 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Oct 2023)
Tax Bill$2,752 (2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN28-574428

Property Details

APN / Parcel Number

Primary APN28-574428
Alternative APN
  • 574428

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,614 sqft Total Area
1st Floor Area538 sqft

Exterior

Year BuiltBuilt 1993
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,450 sqft (0.033 acres)
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number574428
Street Address5249 REGAL CT
CityFREDERICK
StateMD
Zip21703-2744
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 127 PLAT 1 1,450 S.F. TOWNHOUSE II KINGSBROOK
Legal SubdivisionKINGSBROOK
Legal Lot Number127
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3002
Census Tract751002

Owner

Source: Frederick County records, as of October 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5249 REGAL CT, FREDERICK, MD 21703-2744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Mar 19, 2018Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number0001662651
Deed Book / Page16626 / 51
Record UpdatedJun 7, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 5, 2023
Property Address5249 REGAL CT, FREDERICK, MD 21703-2744
Document Number0166260051
Book / Page16626 / 51
Map ReferenceMB 52 PL 5
Instrument DateSep 26, 2023
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5249 REGAL CT, FREDERICK, MD 21703-2744

Mortgage

Document Number0001662657
DateOct 5, 2023
Instrument16626/57
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 19, 2018
Property Address5249 REGAL CT, FREDERICK, MD 21703-2744
Document Number0123230236
Book / Page12323 / 0236
Map ReferenceMB52 PL5
Instrument DateMar 15, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5249 REGAL CT # CRT6, CRT6, FREDERICK, MD 21703-2744

Mortgage

Document Number0012323244
DateMar 19, 2018
Instrument12323/244
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,752.00 Homeowner's exemption$234,533$272,000 Land $70,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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