5249 Ponce Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5249 Ponce Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1937
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Apr 2018)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0292-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0292-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	640 sqft
Upper Floors Area	640 sqft
Basement Area	812 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	136 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5249 PONCE LN
City	CINCINNATI
State	OH
Zip	45238-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONCE LN 50 X 150 LOT 43 CASA LOMA PARK SUBBL D
Legal Subdivision	CASA LOMA PARK SUB
Legal Block	D
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	10700

Owner

5249 Ponce Ln is owned and occupied by an individual who bought it in April 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5249 PONCE LN, CINCINNATI, OH 45238-3729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Prior Sale	May 6, 2008
Deed Document Number	18-0031651
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5249 PONCE LN, CINCINNATI, OH 45238-3729
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032632
Date	Mar 15, 2021
Book Page	14374/3010
Instrument	2021-0032632

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5249 PONCE LN, CINCINNATI, OH 45238-3729
Document Number	0000060210
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5249 PONCE LN CINCINNATI OH 452383729, CINCINNATI, OH 45238-3729

Mortgage

Document Number	0000060210
Date	Jun 24, 2020
Book Page	014196/001933
Instrument	60210

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 23, 2045

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2018
Property Address	5249 PONCE LN, CINCINNATI, OH 45238-3729
Document Number	0000001651
Map Reference	MB 36 PG 14
Instrument Date	Apr 9, 2018
Instrument	18-0031651
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 PONCE LN, CINCINNATI, OH 45238-3729

Mortgage

Document Number	0000001653
Date	Apr 17, 2018
Instrument	18-0031653

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5249 Ponce Ln was $3,568, up 0.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,568.00 (+0.31%)	$57,071 (+%) Land $12,512 Building $44,559
2024	$3,557.00 (-0.17%)	$57,070 (-) Land $12,512 Building $44,558
2023	$3,563.00 (+32.7%)	$57,070 (+53.83%) Land $12,512 Building $44,558	$163,060 Land $35,750 Building $127,310
2022	$2,685.00 Homeowner's exemption	$37,100 Land $9,996 Building $27,104
2020			$106,000 Land $28,560 Building $77,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5249 Ponce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5249 Ponce Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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