5249 E Ashley Ln, Stockton, CA 95212 Property Records

San Joaquin County property record for 5249 E Ashley Ln, Stockton, CA 95212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,374 sqft · built 2007
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (Dec 2004)
Tax Bill	$12,812 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`086-590-190-000`

Property Details

APN / Parcel Number

Primary APN	`086-590-190-000`
Alternative APN	`086-590-19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,374 sqft Living Area
1st Floor Area	3,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	86,249 sqft (1.98 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	086-590-19
Street Address	5249 E ASHLEY LN
City	STOCKTON
State	CA
Zip	95212-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TRACT 1367 LOT 19
Legal Subdivision	OAK CREEK
Legal Tract	1367
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1028
Census Tract	3501

Owner

5249 E Ashley Ln is owner-occupied and held in a trust since December 2004.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2004 · Amount on File
Deed Sale	Dec 9, 2004 · Amount on File
Prior Sale	Oct 10, 2003 · Amount on File
Deed Document Number	2004280868
Prior Transfer Date	Sep 12, 2003
Prior Transfer Doc	0000234878
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412

Mortgage

Document Number	0000094570
Date	Nov 17, 2023
Instrument	2023-094570

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412

Mortgage

Document Number	0000116687
Date	Sep 9, 2020
Instrument	2020-116687

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 E ASHLEY LN, STOCKTON, CA 95212-2412

Mortgage

Document Number	0000153332
Date	Nov 10, 2020
Instrument	2020-153332

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5249 E Ashley Ln was $12,812, up 0.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,812.00 (+0.76%)
2025	$12,715.00	$1,055,905 Land $376,758 Building $679,147
2023	$12,364.00 (+2.04%) Homeowner's exemption	$1,014,905 Land $362,129 Building $652,776	$1,136,880
2022	$12,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5249 E Ashley Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5249 E Ashley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: unWired Broadband.

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