5248 State Hwy 154 E, Gilmer, TX 75645 Property Records

Upshur County property record for 5248 State Hwy 154 E, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	3 ba · 6,781 sqft · built 1960
Lot Size	18.7 acres (815,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (May 2021)
Tax Bill	$4,826 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`298U-S02-000-017`

Property Details

APN / Parcel Number

Primary APN	`298U-S02-000-017`
Alternative APN	`2654`

Interior

Full Baths	3 Baths
Building Area	6,781 sqft Living Area
1st Floor Area	2,139 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	815,922 sqft (18.7 acres)
Garage Type	Carport
Garage Area	621 sqft
Carport	Carport
Carport Area	621 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	298U-S02-000-017
Street Address	5248 STATE HIGHWAY 154 E
City	GILMER
State	TX
Zip	75645-6964
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A298 MCCARTER, WINSTON,TRACT 17, 18.731 ACRES & 2 HOUSES
Legal Subdivision	WINSTON SURVEY A-298
Legal Tract	17
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3030
Census Tract	950301

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5248 STATE HIGHWAY 154 E, GILMER, TX 75645-6964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	20213803
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0202103803
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5248 STATE HIGHWAY 154 E, GILMER, TX 75645-6964
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204764
Date	Jun 6, 2022
Instrument	202204764

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	May 17, 2021
Property Address	5248 STATE HIGHWAY 154 E, GILMER, TX 75645-6964
Document Number	202103803
Map Reference	VOL 294 PG 240
Instrument Date	May 14, 2021
Instrument	202103803
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SOUTHLAKE DR, MABANK, TX 75156-4189

Mortgage

Document Number	202103804
Date	May 17, 2021
Instrument	202103804

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,826.00 (+62.44%) Homeowner's exemption	$438,689 (+7.86%)	$457,710 (+1.85%) Land $135,170 Building $322,540
2025	$2,971.00 (-48.15%) Homeowner's exemption	$406,707 (-26.05%)	$449,400 (-18.29%) Land $121,050 Building $328,350
2023		$550,000 Land $274,767 Building $275,233	$550,000 Land $274,767 Building $275,233
2022	$5,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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