Dorchester County property record for 5247 Ragged Point Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,824 sqft · built 2006 |
| Lot Size | 7.08 acres (308,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $879,900 (Aug 2015) |
| Tax Bill | $14,401 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 08-185336 |
| Primary APN | 08-185336 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,824 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 308,405 sqft (7.08 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,805 sqft |
| Balcony Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 185336 |
|---|---|
| Street Address | 5247 RAGGED POINT RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 2C-7.08 ACRES E OF RAGGED POINT ROAD ADJ BROOK CREEK |
| Legal Subdivision | RAGGED POINT ROAD ADJ BROOK CREEK |
| Legal Lot Number | 2C |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970702 |
5247 Ragged Point Rd is owned by two individuals who bought it in August 2015.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5965 SEARL TER, BETHESDA, MD 20816-2022 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on File |
| Deed Sale | Aug 6, 2015 · Amount on File |
| Prior Sale | Mar 13, 2015 · Amount on File |
| Deed Book / Page | 1280 / 378 |
| Prior Transfer Date | Feb 18, 2015 |
| Prior Transfer Doc | 0012540492 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5247 Ragged Point Rd was $14,401, up 7.1% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,401.00 (+7.08%) | $1,255,800 Land $307,000 Building $948,800 | $1,255,800 Land $307,000 Building $948,800 |
| 2025 | $13,449.00 | ||
| 2023 | $11,245.00 | $1,005,900 Land $307,000 Building $698,900 | $1,005,900 Land $307,000 Building $698,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5247 Ragged Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5247 Ragged Point Rd is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bay Country Communications Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 25 / 3 |
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