Contra Costa County property record for 5246 Elm Ln, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,055 sqft · built 1961 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $96,000 (Apr 2012) |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-220-037-9 |
| Primary APN | 051-220-037-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5246 ELM LN |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-I |
| Legal Description | POR SEC 21 T2N R2E |
| Legal Range | 02E |
| Legal Township | 02N |
| Legal Section | 21 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 306002 |
5246 Elm Ln is held in a trust since September 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Sep 16, 2021 | Intrafamily Transfer, Transfer |
| Sep 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage EXCELERATE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2012 · Amount on File |
| Deed Sale | Apr 25, 2012 · Amount on File |
| Prior Sale | Apr 15, 2002 · Amount on File |
| Deed Document Number | 201294386 |
| Last Transfer Date | Sep 8, 2021 |
| Transfer Doc | 0000258872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Document Number | 0000094452 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-094452 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 16, 2021 |
| Property Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Document Number | 0000258872 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021-258872 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 12, 2017 |
| Property Address | 5246 ELM LN, OAKLEY, CA 94561-2936 |
| Document Number | 0000165609 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 165609 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5246 ELM LN OAKLEY CA 945612936, OAKLEY, CA 94561-2936 |
| Document Number | 165610 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 165610 |
| Name | EXCELERATE CAP |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2047 |
The 2025 property tax bill for 5246 Elm Ln was $3,939.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $350,158 (+2%) Land $205,266 Building $144,892 | |
| 2025 | $3,939.00 | $343,293 Land $201,242 Building $142,051 |
| 2023 | $3,780.00 (+1.72%) | $329,965 Land $193,429 Building $136,536 |
| 2022 | $3,716.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5246 Elm Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5246 Elm Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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