Erie County and Lancaster Town property record for 5245 William St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,423 sqft · built 1946 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2019) |
| Tax Bill | $5,763 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.03-2-11 |
| Primary APN | 145289 116.03-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 943 sqft |
| Upper Floors Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 148,104 sqft (3.4 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5245 WILLIAM ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 3.5AC |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14206 |
5245 William St is owned and occupied by an individual who bought it in August 2019.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5245 WILLIAM ST, LANCASTER, NY 14086-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK |
| Aug 9, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Prior Sale | Nov 19, 2007 · Amount on File |
| Deed Document Number | 2019169465 |
| Deed Book / Page | 11348 / 1460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 5245 WILLIAM ST, LANCASTER, NY 14086-9673 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5245 WILLIAM ST, LANCASTER, NY 14086-9673 |
| Document Number | 0139913653 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 13991/3653 |
| Instrument | 2021075683 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUNKIRK, NY 14048 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 9, 2019 |
| Property Address | 5245 WILLIAM ST, LANCASTER, NY 14086-9673 |
| Document Number | 0113481460 |
| Book / Page | 11348 / 1460 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2019169465 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5245 WILLIAM ST, 5245, LANCASTER, NY 14086-9673 |
| Name | Verified Name |
|---|---|
| Address | 3758 TEACHERS LN APT 8, 8, ORCHARD PARK, NY 14127-2164 |
The 2026 property tax bill for 5245 William St was $5,763, up 106.8% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,763.00 (+106.78%) | ||
| 2025 | $2,787.00 (-49.61%) | $195,000 (-) Land $72,000 Building $123,000 | $304,688 (+12.51%) Land $112,500 Building $192,188 |
| 2024 | $5,531.00 | $195,000 (-) Land $72,000 Building $123,000 | $270,800 (+4.15%) Land $99,988 Building $170,812 |
| 2023 | $195,000 Land $72,000 Building $123,000 | $260,000 Land $96,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5245 William St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5245 William St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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