Ventura County property record for 5245 Wavecrest Way, Oxnard, CA 93035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 3,307 sqft Living Area |
| Lot Size | 4,712 sqft (0.108 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $960,000 (2020) |
| Tax Bill | $12,888.00 (2025) |
Source: Ventura County records · APN 191-0-082-095
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Mar 18, 2021 | Intrafamily Transfer, Transfer |
| Jan 14, 2020 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Sep 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on Record |
| Deed Sale | Jan 14, 2020 · Amount on Record |
| Prior Sale | Aug 02, 2011 · Amount on Record |
| Deed Doc Number | 20205326 |
| Prior Transfer Date | Oct 04, 2005 |
| Prior Transfer Doc | 0000061108 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000076218 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025000076218 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 01, 2002 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000009365 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022000009365 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2029 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Mar 18, 2021 |
| Property Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000057897 |
| Map Reference | MB 28 PG 20 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 20210318-00057897 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jan 14, 2020 |
| Property Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000005326 |
| Map Reference | MB 28 PG 20 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 20200114-00005326 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000005327 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 20200114-00005327 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5245 WAVECREST WAY, OXNARD, CA 93035-1832 |
| Document Number | 0000106238 |
| Instrument Date | Sep 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 16105 MEADOWCREST RD SHERMAN OAKS CA 914034719, SHERMAN OAKS, CA 91403-4719 |
| Document Number | 0000106238 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 106238 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 08, 2034 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,070,893 (+2%) Land $696,082 Building $374,811 | |
| 2025 | $12,888.00 (+2.21%) Homeowner's exemption | $1,049,896 (+4.04%) Land $682,434 Building $367,462 |
| 2024 | $12,609.00 (+3.81%) | |
| 2023 | $12,146.00 (+3.13%) Homeowner's exemption | $1,009,128 Land $655,934 Building $353,194 |
| 2022 | $11,777.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 191-0-082-095 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,307 sqft Living Area |
| 1st Floor | 1,597 sqft 1st Floor |
| 2nd Floor | 1,710 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 4,712 sqft (0.108 acres) |
| Depth X Width | 112 ft x 42 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 398 sqft Garage |
| Deck Area | 617 sqft Deck |
|---|---|
| Patio Area | 1,234 sqft Patio |
| Porch | Porch |
| Porch Area | 121 sqft Porch |
| Street Address | 5245 WAVECREST WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 121600 LOT: 186 REF: 028MR 020 |
| Legal Subdivision | TRACT NO 1216 |
| Legal Tract | 121600 |
| Legal Block | 82 |
| Legal Lot Number | 186 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 3615 |
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