5245 State Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5245 State Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1983
Lot Size	1.51 acres (65,775 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2021)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011220-0030`

Property Details

APN / Parcel Number

Primary APN	`011220-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,775 sqft (1.51 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	308 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5245 STATE ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PT OF LOT 5 LYING SW OF RD 13 RIVER PARK VILLAS UNREC PLAT UNIT 2 LOT 3 & 4 OR3770/755
Legal Range	27E
Legal Township	06S
Legal Section	05
Legal Subdivision	RIVER PARK VILLAS UNIT 2 UNPLATTED
Legal Block	1
Legal Lot Number	5,3,4
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1020
Census Tract	20908

Owner

5245 State Rd 13 N is owned and occupied by two individuals who bought it in July 2021.

Source: St. Johns County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5245 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	202181459
Deed Book / Page	5324 / 1242
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5245 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1436
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 STATE ROAD 13 N, SAINT AUGUSTINE, FL 32092-1436

Mortgage

Document Number	0057410605
Date	Apr 17, 2023
Book Page	5741/605
Instrument	2023028675

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 5245 State Rd 13 N was $2,388 with a homeowner's exemption, up 14.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,413 (+2.7%)	$401,454 (+5.28%) Land $135,000 Building $266,454
2025	$2,388.00 (+14.31%) Homeowner's exemption	$191,249 (+2.9%)	$381,320 (+3.44%) Land $135,000 Building $246,320
2024	$2,089.00 (+2.15%) Homeowner's exemption	$185,859 (+3%)	$368,634 (-8%) Land $130,000 Building $238,634
2023	$2,045.00 (+3.54%) Homeowner's exemption	$180,446 (+3%)	$400,699 (+12.19%) Land $140,000 Building $260,699
2022	$1,975.00 Homeowner's exemption	$175,190	$357,150 Land $140,000 Building $217,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5245 State Rd 13 N in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5245 State Rd 13 N is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-BARTRAM OAKS WTP public/private · serves 150 people · EPA ID FL2551120
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20