5245 SE Horizon Ave, Stuart, FL 34997 Property Records

Martin County property record for 5245 SE Horizon Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 490 sqft · built 1970
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Jun 2023)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-001-006-0003.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-001-006-0003.0-7-0000`
Alternative APNs	`51-38-41-001-006-00030-7` `40680`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	490 sqft Living Area
1st Floor Area	490 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,055 sqft (0.139 acres)
View / Lot	Water View
Porch	Open Concrete/Masonry Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40680
Street Address	5245 SE HORIZON AVE
City	STUART
State	FL
Zip	34997-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PORT SALERNO W 127.5 OF LOT 3 BLK 6
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	PORT SALERNO
Legal Block	6
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2020
Census Tract	1200

Owner

5245 SE Horizon Ave is owned and occupied by an individual who bought it in June 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5245 SE HORIZON AVE, STUART, FL 34997-3153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Apr 5, 2022 · Amount on File
Deed Document Number	20233019998
Deed Book / Page	3378 / 2780
Prior Transfer Date	Oct 19, 1993
Prior Transfer Doc	1040002188
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 7, 2023
Property Address	5245 SE HORIZON AVE, STUART, FL 34997-3153
Document Number	0033782780
Book / Page	3378 / 2780
Map Reference	MB 1 PG 132
Instrument Date	Jun 2, 2023
Instrument	3019998
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5454 SW QUAIL HOLLOW ST, PALM CITY, FL 34990-8340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 SE HORIZON AVE, STUART, FL 34997-3153

Mortgage

Document Number	0033782782
Date	Jun 7, 2023
Instrument	3378/2782

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5245 SE Horizon Ave was $1,640 with a homeowner's exemption, down 3.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (-3.53%) Homeowner's exemption	$116,880 Land $90,000 Building $26,880	$116,880 Land $90,000 Building $26,880
2024	$1,700.00 (-23.87%)
2023	$2,233.00 (+12.83%)	$108,670 (+14.9%) Land $90,000 Building $18,670	$108,670 (+14.9%) Land $90,000 Building $18,670
2022	$1,979.00	$94,580 Land $80,000 Building $14,580	$94,580 Land $80,000 Building $14,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5245 SE Horizon Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1994–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5245 SE Horizon Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORA-WIN COVE private · serves 127 people · EPA ID FL4431883
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20