Howard County property record for 5245 Lightfoot Path, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,208 sqft · built 1991 |
| Lot Size | 0.039 acres (1,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jun 2017) |
| Tax Bill | $6,498 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-093455 |
| Primary APN | 15-093455 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,208 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,698 sqft (0.039 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 198 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 093455 |
|---|---|
| Street Address | 5245 LIGHTFOOT PATH |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT C 45 .0394 A 5245 LIGHTFOOT PATH VIL OF HARPERS CHOICE |
| Legal Subdivision | VILLAGE HARPERS CHOICE SEC 07 |
| Legal Lot Number | C 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 605502 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Jun 9, 2017 | Deed, Transfer · ARM HOME SAVINGS & TRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on Record |
| Deed Sale | Jun 9, 2017 · Amount on Record |
| Prior Sale | Oct 22, 2007 · Amount on Record |
| Deed Document Number | 2017631-493 |
| Deed Book / Page | 17631 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Document Number | 0219780049 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 21978/49 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Document Number | 0203040026 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 20304/26 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 9, 2017 |
| Property Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Document Number | 0176310493 |
| Book / Page | 17631 / 493 |
| Map Reference | PL9131 SH2 |
| Instrument Date | May 4, 2017 |
| Instrument | 17631-493 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5245 LIGHTFOOT PATH, COLUMBIA, MD 21044-1100 |
| Document Number | 17631501 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 17631-501 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Annually |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,498.00 (+6.47%) | $419,000 (+6.62%) | $445,000 (-) Land $170,000 Building $275,000 |
| 2025 | $6,103.00 (+57.82%) | $393,000 (+10.63%) | $445,000 (+21.25%) Land $170,000 Building $275,000 |
| 2023 | $355,233 | $367,000 Land $145,000 Building $222,000 | |
| 2022 | $3,867.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2014–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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