5245 High St, Roscoe, IL 61073 Property Records

Winnebago County property record for 5245 High St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,632 sqft · built 1974
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2022)
Tax Bill	$9,868 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-04-126-003`

Property Details

APN / Parcel Number

Primary APN	`08-04-126-003`
Alternative APNs	`804126003` `112B108E`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Lot Area	63,162 sqft
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5245 HIGH ST
City	ROSCOE
State	IL
Zip	61073-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 310 FT OF TR LYING E OF ROCK RIVER &S OF EXTENSION WLY OF BLK 8 SMITH-JENKS ADDN & W OF TR TO STATE BY 68-03-0568 (EXC TR TO SANDERS & HEEREN BY 79-2
Legal Subdivision	SMITH-JENKS ADDN
Legal Tract	TO
Legal Block	8
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3039
Census Tract	3904

Owner

5245 High St is owned and occupied by an individual who bought it in December 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5245 HIGH ST, ROSCOE, IL 61073-9423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Aug 31, 2009 · Amount on File
Deed Document Number	202236558
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 8, 2022
Property Address	5245 HIGH ST, ROSCOE, IL 61073-9423
Document Number	0000036558
Instrument Date	Dec 5, 2022
Instrument	2236558
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5245 HIGH ST, ROSCOE, IL 61073-9423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 HIGH ST, ROSCOE, IL 61073-9423

Mortgage

Document Number	0000036559
Date	Dec 8, 2022
Instrument	2236559

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5245 High St was $9,868 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,868.00	$132,695 Land $55,076 Building $77,619	$398,085 Land $165,228 Building $232,857
2022	Homeowner's exemption	$95,782 Land $41,267 Building $54,515	$287,346 Land $123,801 Building $163,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5245 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5245 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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