5245 Clay St, Houston, TX 77023 Property Records

Harris County property record for 5245 Clay St, Houston, TX 77023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2016
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$380,978 (Apr 2025)
Tax Bill$4,367 (2025)
Deeds & MortgagesApr 2025 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN065-118-003-0009

Property Details

APN / Parcel Number

Primary APN065-118-003-0009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area5,000 sqft (0.115 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Porch Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0651180030009
Street Address5245 CLAY ST
CityHOUSTON
StateTX
Zip77023-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 BLK 3 WILSON PLACE
Legal SubdivisionWILSON PLACE
Legal Block3
Legal Lot Number9
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2002
Census Tract310600

Owner

5245 Clay St is owned and occupied by two individuals who bought it in April 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address8222 KINGSBROOK RD, 509, HOUSTON, TX 77024-3334
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2025Vendor's Lien, Transfer · Conventional Mortgage
BWC MORTGAGE SERVICES
Jun 1, 2017Warranty Deed, Transfer
TEXAS DOW EMP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2025 · Amount on File
Deed SaleApr 9, 2025 · Amount on File
Prior SaleJun 1, 2017 · Amount on File
Deed Document Number2025129995
Prior Transfer DateMay 17, 2016
Prior Transfer Doc0000211785
Record UpdatedOct 29, 2026

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 9, 2025
Property Address5245 CLAY ST, HOUSTON, TX 77023-2009
Document Number0000129995
Map ReferenceMB 23
Instrument DateApr 8, 2025
Instrument2025-129995
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8222 KINGSBROOK RD APT 509, 509, HOUSTON, TX 77024-3334
InvestorPossibly a Property Investor

Mortgage

Document Number0000129996
DateApr 9, 2025
Instrument2025-129996
Lender
NameBWC MORTGAGE SERVICES
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJun 1, 2017
Property Address5245 CLAY ST, HOUSTON, TX 77023-2009
Document Number0000241681
Instrument DateMay 30, 2017
Instrument241681
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5245 CLAY ST HOUSTON TX 770232009, HOUSTON, TX 77023-2009

Mortgage

Document Number241682
DateJun 1, 2017
Instrument241682
Lender
NameTEXAS DOW EMP CU
TypeCredit Union
AddressLAKE JACKSON, TX 77566
Agreement
AmountAmount on Record
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5245 Clay St was $4,367 with a homeowner's exemption, down 3.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,255 (+2.31%) Land $150,000 Building $186,255$336,255 (+2.31%) Land $150,000 Building $186,255
2025$4,367.00 (-3.6%) Homeowner's exemption$328,663 (+2.07%) Land $150,000 Building $178,663$328,663 (+2.07%) Land $150,000 Building $178,663
2024$4,530.00 (-0.72%) Homeowner's exemption$322,000 (-5.51%) Land $150,000 Building $172,000$322,000 (-5.51%) Land $150,000 Building $172,000
2023$4,563.00 Homeowner's exemption$340,770 Land $150,000 Building $190,770$340,770 Land $150,000 Building $190,770
2022$4,563.00
2020$5,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5245 Clay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims4 (1983–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5245 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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