5245 Charing Cross Rd, Westminster, CA 92683 Property Records

Orange County property record for 5245 Charing Cross Rd, Westminster, CA 92683 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,350 sqft · built 1973
Lot Size	0.046 acres (2,012 sqft)
Owner	Individual Name on File
Last Sale	$531,000 (Apr 2017)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`195-422-70`

Property Details

APN / Parcel Number

Primary APN	`195-422-70`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Lot Area	2,012 sqft (0.046 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5245 CHARING CROSS RD
City	WESTMINSTER
State	CA
Zip	92683-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7508 BLK LOT 58
Legal Subdivision	7508
Legal Tract	7508
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3001
Census Tract	99603

Owner

Source: Orange County records · APN 195-422-70

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2017	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	May 07, 2004
Deed Document Number	2017000152036
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801

Mortgage

Document Number	0000325102
Date	May 17, 2021
Instrument	2021000325102

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801

Mortgage

Document Number	0000031110
Date	Jan 29, 2018
Instrument	2018000031110

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 14, 2017
Property Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801
Document Number	0000152036
Map Reference	MB321 PG27-32
Instrument Date	Feb 16, 2017
Instrument	2017000152036
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5245 CHARING CROSS RD, WESTMINSTER, CA 92683-4801

Mortgage

Document Number	0000152037
Date	Apr 14, 2017
Instrument	2017000152037

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Westminster School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,512.00 (+4.9%)	$616,267 (+4.04%) Land $508,673 Building $107,594
2023	$7,161.00 (+1.55%)	$592,338 Land $488,921 Building $103,417
2022	$7,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590996033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 771 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Cosmo Network Solutions	Fixed Wireless (unlicensed)	250 / 100

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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