5244 N Walnut St, Covington, OH 45318 Property Records

Miami County property record for 5244 N Walnut St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 798 sqft · built 1920
Lot Size	0.24 acres (10,463 sqft)
Owner	Company Name on File
Last Sale	$69,500 (Apr 2018)
Tax Bill	$643 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H17-051462`

Property Details

APN / Parcel Number

Primary APN	`H17-051462`
Alternative APNs	`080530.4-01-021-00` `H17WC011 00900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	168 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,463 sqft (0.24 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5244 N WALNUT ST
City	COVINGTON
State	OH
Zip	45318-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 57 82 1/2 W COV
Legal Subdivision	WEST COVINGTON
Legal Lot Number	57
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	3
Census Block	3011
Census Tract	320100

Owner

5244 N Walnut St is owned by a company that acquired it in September 2021 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2021	Transfer on Death Deed, Transfer
Apr 26, 2018	Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
May 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Sep 1, 1989 · Amount on File
Deed Document Number	20182018OR-05045
Last Transfer Date	Sep 11, 2021
Transfer Doc	0000018923
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010042
Date	Oct 1, 2024
Instrument	2024OR-10042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 29, 2021
Property Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149
Document Number	0000018923
Map Reference	MB 1 PG 299
Instrument Date	Sep 11, 2021
Instrument	2021OR-18923
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 26, 2018
Property Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149
Document Number	0000005045
Map Reference	PB1 PG299
Instrument Date	Apr 12, 2018
Instrument	2018OR-05045
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149

Mortgage

Document Number	0000005046
Date	Apr 26, 2018
Instrument	2018OR-05046

Lender

Name	WESTERN OHIO MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	May 9, 2017
Property Address	5244 N WALNUT ST, COVINGTON, OH 45318-1149
Document Number	0000005560
Instrument Date	Apr 26, 2017
Instrument	5560
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5260 N WALNUT ST COVINGTON OH 453181149, COVINGTON, OH 45318-1149

Tax Assessment & Valuation

The 2025 property tax bill for 5244 N Walnut St was $643 with a homeowner's exemption, up 7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (+6.99%) Homeowner's exemption	$23,110 (+28.18%) Land $4,660 Building $18,450	$66,000 Land $13,300 Building $52,700
2024	$601.00 (+2.56%) Homeowner's exemption	$18,030 (-) Land $6,060 Building $11,970
2023	$586.00 (-3.78%) Homeowner's exemption	$18,030 (-) Land $6,060 Building $11,970	$51,500 (-) Land $17,300 Building $34,200
2022	$609.00 Homeowner's exemption	$18,030 Land $6,060 Building $11,970	$51,500 Land $17,300 Building $34,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5244 N Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5244 N Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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