5243 Tornado Cir, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5243 Tornado Cir, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1995
Lot Size	0.631 acres (27,492 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Jun 2022)
Tax Bill	$1,890 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08108A 1 26`

Property Details

APN / Parcel Number

Primary APN	`08108A 1 26`
Alternative APNs	`163469` `174890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,700 sqft Heated Area
Gross Area	3,100 sqft
1st Floor Area	1,700 sqft
Basement Area	1,196 sqft
Finished Basement	544 sqft
Unfinished Basement	652 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,492 sqft (0.631 acres)
Lot Dimensions	237 ft deep x 116 ft wide

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174890
Street Address	5243 TORNADO CIR
City	GRANITE FALLS
State	NC
Zip	28630-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2058 PG 1045 YR 22 ST 564.00
Legal Subdivision	HURRICANE HILLS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2003
Census Tract	31301

Owner

5243 Tornado Cir is owned and occupied by two individuals who bought it in June 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L
Apr 17, 2018	Warranty Deed, Transfer MOVEMENT MTG
May 3, 2017	Grant Deed, Transfer CAROLINA TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	202210073150
Deed Book / Page	2058 / 1045
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 3, 2022
Property Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320
Document Number	0020581045
Book / Page	2058 / 1045
Map Reference	MB 15 PG 76
Instrument Date	Jun 2, 2022
Instrument	10073150
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 PLYMOUTH RD, 128, LENOIR, NC 28645-8925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320

Mortgage

Document Number	0010073151
Date	Jun 3, 2022
Instrument	10073151

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320
Document Number	0010048702
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5243 TORNADO CIR GRANITE FALLS NC 286308320, GRANITE FALLS, NC 28630-8320

Mortgage

Document Number	0010048702
Date	Sep 28, 2020
Book Page	001999/001244
Instrument	10048702

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 17, 2018
Property Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320
Document Number	0010021351
Book / Page	001939 / 001114
Instrument Date	Apr 17, 2018
Instrument	10021351
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5243 TORNADO CIR GRANITE FALLS NC 286308320, GRANITE FALLS, NC 28630-8320

Mortgage

Document Number	10021352
Date	Apr 17, 2018
Book Page	001939/001116
Instrument	10021352

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	May 3, 2017
Property Address	5243 TORNADO CIR, GRANITE FALLS, NC 28630-8320
Document Number	0010011015
Book / Page	001918 / 000503
Instrument Date	Apr 28, 2017
Instrument	10011015
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5243 TORNADO CIR GRANITE FALLS NC 286308320, GRANITE FALLS, NC 28630-8320

Mortgage

Document Number	10011016
Date	May 3, 2017
Book Page	001918/000506
Instrument	10011016

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5243 Tornado Cir was $1,890, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,890.00 (-21.28%)	$312,900 (-) Land $18,400 Building $294,500
2025	$2,401.00	$312,900 Land $18,400 Building $294,500	$312,900 Land $18,400 Building $294,500
2023		$175,100 (-) Land $18,400 Building $156,700	$175,100 (-) Land $18,400 Building $156,700
2022	$1,258.00	$175,100 Land $18,400 Building $156,700	$175,100 Land $18,400 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5243 Tornado Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5243 Tornado Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tornado Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures