5243 Timber Lake Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 5243 Timber Lake Dr, Waterloo, IL 62298

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,680 sqft · built 1998
Lot Size	0.14 acres (6,283 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Aug 2019)
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-18-349-003-000`

Property Details

APN / Parcel Number

Primary APN	`11-18-349-003-000`
Alternative APN	`11180300001800 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Foundation Type	Block
Lot Area	6,283 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5243 TIMBER LAKE DR
City	WATERLOO
State	IL
Zip	62298-3341
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MRMH
Legal Description	LOT 44 TIMBER LAKES
Legal Range	09W
Legal Township	03S
Legal Section	18
Legal Subdivision	TIMBER LAKES
Legal Lot Number	44
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2028
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5243 TIMBER LAKE DR, WATERLOO, IL 62298-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 15, 2018	Quit Claim Deed, Transfer · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	2019403205
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000395855
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 27, 2019
Property Address	5243 TIMBER LAKE DR, WATERLOO, IL 62298-3341
Document Number	0000403205
Instrument Date	Aug 23, 2019
Instrument	403205
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 TIMBER LAKE DR, WATERLOO, IL 62298-3341

Mortgage

Document Number	0000403206
Date	Aug 27, 2019
Instrument	403206

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 15, 2018
Property Address	5243 TIMBER LAKE DR, WATERLOO, IL 62298-3341
Document Number	0000395855
Instrument Date	Apr 11, 2018
Instrument	395855
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5243 TIMBER LAKE DR WATERLOO IL 622983341, WATERLOO, IL 62298-3341

Mortgage

Document Number	395856
Date	May 15, 2018
Instrument	395856

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.05%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00 Homeowner's exemption	$23,590 (+75.52%) Land $3,060 Building $20,530	$70,770 (+75.52%) Land $9,180 Building $61,590
2024	$1,050.00
2022	Additional exemption filed	$13,440 Land $3,060 Building $10,380	$40,320 Land $9,180 Building $31,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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