5243 Suwanee St, Milton, FL 32583 Property Records

Santa Rosa County property record for 5243 Suwanee St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,073 sqft · built 2001
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (May 2022)
Tax Bill	$1,546 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-1N-28-0090-73300-0010`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-73300-0010`
Alternative APN	`N281400090733000010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,397 sqft
1st Floor Area	1,073 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,765 sqft (0.316 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	156 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5243 SUWANEE ST
City	MILTON
State	FL
Zip	32583-6527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AVALON BEACH LOTS 1 2 3 4 BLK 733 AS DES IN OR 4286 PG 1997
Legal Range	28W
Legal Township	1N
Legal Section	40
Legal Subdivision	AVALON BEACH
Legal Block	733
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3015
Census Tract	10709

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5243 SUWANEE ST, MILTON, FL 32583-6527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GULF WINDS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	202231121
Deed Book / Page	4286 / 1997
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0042861997
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5243 SUWANEE ST, MILTON, FL 32583-6527
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 SUWANEE ST, MILTON, FL 32583-6527

Mortgage

Document Number	0046621787
Date	Sep 26, 2025
Book Page	4662/1787
Instrument	202545404

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 23, 2022
Property Address	5243 SUWANEE ST, MILTON, FL 32583-6527
Document Number	0042861997
Book / Page	4286 / 1997
Map Reference	MB A PG 1-10
Instrument Date	May 20, 2022
Instrument	202231121
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	NOT AVAILABLE, CLEAR TITLE OF NORTHWEST FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 EAST BEAUREGARD STREET, 2900, CHALMETTE, LA 70043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 SUWANEE ST, MILTON, FL 32583-6527

Mortgage

Document Number	0042861999
Date	May 23, 2022
Instrument	4286/1999

Lender

Name	GULF WINDS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,555 (+2.9%)	$162,334 (+6.7%) Land $20,000 Building $142,334
2024	$1,546.00 (-21.16%) Homeowner's exemption	$152,143 (+5.23%) Land $20,000 Building $132,143	$152,143 (+5.23%) Land $20,000 Building $132,143
2023	$1,961.00 (+27.01%)	$144,575 (+9.05%) Land $14,000 Building $130,575	$144,575 (+9.05%) Land $14,000 Building $130,575
2022	$1,544.00	$132,575	$132,575 Land $14,000 Building $118,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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