5243 Regal Gem Ln, Katy, TX 77493 Property Records

Harris County property record for 5243 Regal Gem Ln, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,213 sqft · built 2018
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$274,800 (Nov 2018)
Tax Bill$9,037 (2025)
Deeds & MortgagesDec 2019 Mortgage
Nov 2018 Mortgage
Flood ZoneZone AE (high risk)
APN137-736-002-0020

Property Details

APN / Parcel Number

Primary APN137-736-002-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,213 sqft Living Area
1st Floor Area2,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area7,500 sqft (0.172 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1377360020020
Street Address5243 REGAL GEM LN
CityKATY
StateTX
Zip77493-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 20 BLK 2 KING CROSSING SEC 8
Legal SubdivisionKING CROSSING SEC 8
Legal Block2
Legal Lot Number20
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2036
Census Tract542902

Owner

5243 Regal Gem Ln is owned and occupied by an individual who bought it in November 2018.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5243 REGAL GEM LN, KATY, TX 77493-3249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2019Deed of Trust, Mortgage
QUICKEN LNS
Nov 1, 2018Warranty Deed, Subdivision Related Transfer
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2018 · Amount on File
Deed SaleNov 1, 2018 · Amount on File
Deed Document Number2018498822
Prior Transfer DateOct 30, 2018
Prior Transfer Doc2018498822
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address5243 REGAL GEM LN, KATY, TX 77493-3249
Document Number0000572474
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5243 REGAL GEM LN KATY TX 774933249, KATY, TX 77493-3249

Mortgage

Document Number0000572474
DateDec 27, 2019
Instrument572474
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueDec 26, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateNov 1, 2018
Property Address5243 REGAL GEM LN, KATY, TX 77493-3249
Document Number0000498822
Instrument DateOct 30, 2018
Instrument498822
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5243 REGAL GEM LN KATY TX 774933249, KATY, TX 77493-3249

Mortgage

Document Number498823
DateNov 1, 2018
Instrument498823
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount on Record
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5243 Regal Gem Ln was $9,037 with a homeowner's exemption, up 67.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,632 (-11.57%) Land $62,901 Building $281,731$344,632 (-11.57%) Land $62,901 Building $281,731
2025$9,037.00 (+67.23%) Homeowner's exemption$389,733 Land $63,945 Building $325,788$389,733 Land $63,945 Building $325,788
2024$5,404.00
2023$408,758 Land $63,945 Building $344,813$408,758 Land $63,945 Building $344,813
2022$5,272.00
2020$4,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5243 Regal Gem Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 1,172 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,172 in force
Nearby Flood Claims14 (2016–2024)
Claims Outside the SFHA7 of 14
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5243 Regal Gem Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 495
serves 9,882 people · EPA ID TX1013532
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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