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5243 Cressingham Ct, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 5243 Cressingham Ct, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,812 sqft · built 1991
Lot Size0.397 acres (17,316 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jan 2018)
Tax Bill$3,139 (2023)
Deeds & MortgagesMay 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135-022-85

Property Details

APN / Parcel Number

Primary APN135-022-85

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,812 sqft Heated Area
Gross Area2,458 sqft
1st Floor Area882 sqft
Upper Floors Area930 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area17,316 sqft (0.397 acres)
Garage Area460 sqft
PorchPorch
Porch Area186 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number135-022-85
Street Address5243 CRESSINGHAM CT
CityCHARLOTTE
StateNC
Zip28227-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9(CD)
Legal DescriptionL59 B2 M22-19
Legal SubdivisionCHEVERTON
Legal Block2
Legal Lot Number59
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract1911

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5243 CRESSINGHAM CT, CHARLOTTE, NC 28227-8111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jan 8, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2018 · Amount on Record
Deed SaleJan 8, 2018 · Amount on Record
Prior SaleFeb 26, 1999 · Amount on Record
Deed Document Number0032390645
Deed Book / Page32390 / 645
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5243 CRESSINGHAM CT, CHARLOTTE, NC 28227-8111
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071728
DateMay 20, 2020
Book Page34592/124
Instrument2020071728
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 8, 2018
Property Address5243 CRESSINGHAM CT, CHARLOTTE, NC 28227-8111
Document Number0000002071
Book / Page32390 / 645
Map ReferenceMB22 PG19
Instrument DateJan 5, 2018
Instrument2018002071
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12002 SHASTA VIEW WAY, 12002, MATTHEWS, NC 28105-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address5243 CRESSINGHAM CT, CHARLOTTE, NC 28227-8111

Mortgage

Document Number0000002072
DateJan 8, 2018
Instrument2018002072
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate10.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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