5243 Blackjack Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5243 Blackjack Cir, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,798 sqft · built 1990
Lot Size	5.01 acres (218,235 sqft)
Owner	2 Owner Names on File
Last Sale	$180,000 (Jun 1999)
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-24-16-276-001`

Property Details

APN / Parcel Number

Primary APN	`40-24-16-276-001`
Alternative APNs	`0091306-015080-1` `10004626065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Gross Area	4,032 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	218,235 sqft (5.01 acres)
Garage Area	742 sqft
Driveway	Driveway
Driveway Area	4,000 sqft
Porch	Open Porch
Porch Area	492 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004626065
Old Parcel Number	00913060150801
Street Address	5243 BLACKJACK CIR
City	PUNTA GORDA
State	FL
Zip	33982-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCW 000 0000 0008 PRAIRIE CREEK WEST LT 8 582/1675 614/134-37 DE890/1992 917/1782 & 85 958/1481 1714/531
Legal Range	24E
Legal Township	40S
Legal Section	16
Legal Subdivision	PRAIRIE CREEK WEST
Legal Lot Number	8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1010
Census Tract	10100

Owner

Source: Charlotte County records · APN 40-24-16-276-001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5243 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1999 · Amount on Record
Deed Sale	Jun 30, 1999 · Amount on Record
Prior Sale	Nov 27, 1995 · Amount on Record
Deed Document Number	0171400531
Deed Book / Page	01714 / 00531
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5243 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Transaction Type	Mortgage
Record Updated	Nov 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604

Mortgage

Document Number	0048620919
Date	Oct 21, 2021
Book Page	4862/919
Instrument	3012670

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (-19.69%) Homeowner's exemption	$203,625 (+5.99%)	$445,180 (-2.33%) Land $125,250 Building $319,930
2023	$3,037.00 (+3.83%) Homeowner's exemption	$192,122 (+3%)	$455,787 (+14.4%) Land $120,240 Building $335,547
2022	$2,925.00 Homeowner's exemption	$186,526	$398,426 Land $102,204 Building $296,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 518 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured (352 under condo master policies) 430 of 518 individual policies on primary residences
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 3 claims Hurricane Irma (Sep 2017), 4 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 228 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.