5242 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5242 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,972 sqft · built 1976
Lot Size0.192 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$182,400 (Jan 2005)
Tax Bill$6,419 (2025)
Deeds & MortgagesDec 2025 Transfer
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0031-0101-00

Property Details

APN / Parcel Number

Primary APN540-0031-0101-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,972 sqft Living Area
1st Floor Area1,088 sqft
2nd Floor Area884 sqft
Basement Area928 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area8,407 sqft (0.192 acres)
Lot Dimensions130 ft deep x 64 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area70 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5242 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITMORE DR 64.78 X 130.00 LOT 38 RIVERVIEW ESTATES SUB BLK C
Legal SubdivisionRIVERVIEW ESTATES
Legal BlockC
Legal Lot Number38
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group3
Census Block3001
Census Tract21421

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5242 WHITMORE DR, CINCINNATI, OH 45238-5735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Transfer on Death Deed, Transfer
Jun 26, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST FIN'L BK&TR
Apr 30, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2005 · Amount on Record
Deed SaleJan 14, 2005 · Amount on Record
Prior SaleJan 14, 2005
Deed Document Number0000008847
Last Transfer DateJun 26, 2020
Transfer Doc0000061043
Record UpdatedJun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateDec 12, 2025
Property Address5242 WHITMORE DR, CINCINNATI, OH 45238-5735
Document Number0000097045
Book / Page15561 / 220
Map ReferenceMB 202 PG 151&152
Instrument DateDec 10, 2025
Instrument2025-0097045
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 26, 2020
Property Address5242 WHITMORE DR, CINCINNATI, OH 45238-5735
Document Number0000061043
Book / Page014198 / 000807
Instrument DateJun 22, 2020
Instrument61043
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$816.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5242 WHITMORE DR CINCINNATI OH 452385735, CINCINNATI, OH 45238-5735

Mortgage

Document Number61044
DateJun 26, 2020
Book Page014198/000809
Instrument61044
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5242 WHITMORE DR, CINCINNATI, OH 45238-5735
Document Number0000043081
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5242 WHITMORE DR CINCINNATI OH 452385735, CINCINNATI, OH 45238-5735

Mortgage

Document Number0000043081
DateJun 4, 2019
Book Page013931/000873
Instrument43081
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 3, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,419.00 (+2.51%)$108,098 (-) Land $10,931 Building $97,167
2024$6,262.00 (-0.3%)$108,098 (-) Land $10,931 Building $97,167
2023$6,281.00 (+34.64%)$108,098 (+51.47%) Land $10,931 Building $97,167$308,850 (+51.47%) Land $31,230 Building $277,620
2022$4,665.00 Homeowner's exemption$71,366 Land $9,510 Building $61,856
2020$203,900 Land $27,170 Building $176,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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