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5242 Ferndale Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5242 Ferndale Aly, Saint Cloud, FL 34771

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,635 sqft · built 2023
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$383,490 (Feb 2024)
Tax Bill$4,520 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202531350500010550

Property Details

APN / Parcel Number

Primary APN202531350500010550

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,635 sqft Heated Area
Gross Area2,337 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area154 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5242 FERNDALE ALY
CitySAINT CLOUD
StateFL
Zip34771-8074
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionBRIXTON TOWNHOMES PB 33 PGS 132-133 LOT 55
Legal Lot Number55
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5242 FERNDALE ALY, SAINT CLOUD, FL 34771-8074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Deed Document Number2024025229
Deed Book / Page6555 / 1805
Record UpdatedJun 8, 2026

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 27, 2024
Property Address5242 FERNDALE ALY, SAINT CLOUD, FL 34771-8074
Document Number0065551805
Book / Page6555 / 1805
Map ReferenceMB 33 PG 132&133
Instrument DateFeb 23, 2024
Instrument2024025229
Transaction TypeTransfer
Record UpdatedMar 8, 2024
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,684.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND RD STE 200, 200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address5242 FERNDALE ALY, SAINT CLOUD, FL 34771-8074

Mortgage

Document Number0065551807
DateFeb 27, 2024
Instrument6555/1807
Lender
NamePARK SQUARE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,520.00 (+981.34%) Homeowner's exemption$315,700 (+952.33%) Land $55,000 Building $260,700$315,700 (+952.33%) Land $55,000 Building $260,700
2023$418.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Xfinity.

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