Cass County property record for 52411 Joy Dr, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,208 sqft · built 1978 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-400-021-00 |
| Primary APN | 14-130-400-021-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,208 sqft Building Perimeter |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 408 sqft |
| Heating System | Space Heater |
|---|
| Street Address | JOY DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 387190 1894 5S-16W LOT 21 PRIEST LAKE HILLS. |
| Legal Subdivision | PRIEST LAKE HILLS |
| Legal Lot Number | 21 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1902 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1851 RIVER RIDGE CIR, NAPERVILLE, IL 60565-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2024 |
| Transfer Doc | 00001249/8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | JOY DR, DOWAGIAC, MI 49047 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01126/0207 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 1126/0207 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2032 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,400 (+7%) Land $131,400 | $262,800 (+7%) Land $262,800 | |
| 2025 | $2,452.00 (+10.15%) Homeowner's exemption | $122,800 (-0.16%) Land $122,800 | $245,600 (-0.16%) Land $245,600 |
| 2024 | $2,226.00 (+7.54%) | ||
| 2023 | $123,000 | $246,000 | |
| 2022 | $2,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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