5241 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5241 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 2001
Lot Size	0.591 acres (25,777 sqft)
Owner	Individual Name on File
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0050-00780`

Property Details

APN / Parcel Number

Primary APN	`315-0050-00780`
Alternative APN	`917515`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	740 sqft
Finished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,777 sqft (0.591 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	32 sqft
Deck Area	96 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	917515
Street Address	5241 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0020 BLOCK:003 SERIAL #
Legal Subdivision	GREENWOOD BEACH
Legal Block	3
Legal Lot Number	20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2053
Census Tract	10500

Owner

5241 N Shore Dr is owned and occupied by an individual who acquired it in December 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5241 N SHORE DR, DULUTH, MN 55804-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK & TRUST
Jul 9, 2019	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2018
Transfer Doc	0001007234
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5241 N SHORE DR, DULUTH, MN 55804-2911
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5241 N SHORE DR, DULUTH, MN 55804-2911
Investor	Possibly a Property Investor

Mortgage

Document Number	0001098262
Date	Jan 14, 2026
Instrument	1098262

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	DULUTH, MN 55803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5241 N SHORE DR, DULUTH, MN 55804-2911
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047024
Date	Sep 20, 2021
Instrument	1047024

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5241 N SHORE DR, DULUTH, MN 55804-2911
Document Number	00T1012562
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5241 N SHORE DR DULUTH MN 558042911, DULUTH, MN 55804-2911

Mortgage

Document Number	00T1012562
Date	Jul 17, 2019
Instrument	T1012562

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 16, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5241 N Shore Dr was $3,904 with a homeowner's exemption, up 9.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (+9.72%) Homeowner's exemption
2025	$3,558.00 (+3.91%) Homeowner's exemption	$409,400 (+4.73%) Land $62,800 Building $346,600	$409,400 (+4.73%) Land $62,800 Building $346,600
2024	$3,424.00	$390,900 Land $60,300 Building $330,600	$390,900 Land $60,300 Building $330,600
2022		$252,700 Land $41,900 Building $210,800	$252,700 Land $41,900 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5241 N Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5241 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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