5240 W 45th St, Parma (Cleveland), OH 44134 Property Records

Cuyahoga County property record for 5240 W 45th St, Parma, OH 44134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1920
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`443-27-024`

Property Details

APN / Parcel Number

Primary APN	`443-27-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5240 W 45TH ST
City	PARMA
State	OH
Zip	44134-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-B
Legal Description	3 STBRK 0315 ALL
Legal Subdivision	STBRK
Legal Lot Number	315
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1004
Census Tract	177202

Owner

5240 W 45th St is owned and occupied by an individual who acquired it in March 2025.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5240 W 45TH ST, CLEVELAND, OH 44134-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Transfer on Death Deed, Transfer
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2025
Deed Sale	Mar 5, 2025
Prior Sale	Apr 10, 2002
Deed Document Number	0000000129
Record Updated	Jun 8, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 29, 2026
Property Address	5240 W 45TH ST, PARMA, OH 44134-1006
Document Number	0000000191
Map Reference	VOL 64 PG 2
Instrument Date	Jan 23, 2026
Instrument	202601290191
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5240 W 45TH ST, PARMA, OH 44134-1006
Document Number	0001290585
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5240 W 45TH ST PARMA OH 441341006, PARMA, OH 44134-1006

Mortgage

Document Number	0001290585
Date	Jan 29, 2020
Instrument	1290585

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5240 W 45th St was $2,610 with a homeowner's exemption, up 8.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+8.66%) Homeowner's exemption	$43,860 (-) Land $10,150 Building $33,710
2024	$2,402.00 (+1.44%) Homeowner's exemption	$43,860 (+35.75%) Land $10,150 Building $33,710	$125,300 Land $29,000 Building $96,300
2023	$2,368.00 (+0.38%) Homeowner's exemption	$32,310 (-) Land $8,370 Building $23,940
2022	$2,359.00 Homeowner's exemption	$32,310 Land $8,370 Building $23,940
2021			$92,300 Land $23,900 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5240 W 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5240 W 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People, Spectrum.

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