5240 Moore St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5240 Moore St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,762 sqft Heated Area
Lot Size	26,572 sqft (0.61 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2015)
Tax Bill	$4,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`140979`
Alternative APN	`172531426001940020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,762 sqft Heated Area
Gross Area	3,889 sqft Gross Area
1st Floor	2,762 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	26,572 sqft (0.61 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Finished Garage
Garage Area	1,650 sqft Garage
Patio Area	357 sqft Patio
Porch	Open Porch
Porch Area	445 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	140979
Street Address	5240 MOORE ST
City	SAINT CLOUD
State	FL
Zip	34771-7750
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PG 71 & 72 BLK 194 LOTS 2, 3, 8, & 9 AND E 3 FT OF LOTS 4 & 7 LESS E 9 FT OF LOTS 2 & 9 AND VAC
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP
Legal Tract	4260
Legal Block	194
Legal Lot Number	2-4,7-9 3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1030
Census Tract	43700

Owner

Source: Osceola County records · APN 140979

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5240 MOORE ST, SAINT CLOUD, FL 34771-7750
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2015 · Amount on Record
Deed Sale	Aug 13, 2015 · Amount on Record
Prior Sale	May 13, 2014 · Amount on Record
Deed Doc Number	2015121436
Deed Book / Page	4826 / 1207
Record Refreshed	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5240 MOORE ST, SAINT CLOUD, FL 34771-7750
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052342925
Date	Nov 06, 2017
Book Page	5234/2925
Instrument	2017158330

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+7.18%) Homeowner's exemption	$302,988 (+5.99%)	$771,500 (+26.19%) Land $71,500 Building $700,000
2023	$4,053.00 (+4.08%) Homeowner's exemption	$285,873 (+3%)	$611,400 (+16.06%) Land $66,000 Building $545,400
2022	$3,894.00 Homeowner's exemption	$277,547	$526,800 Land $66,000 Building $460,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 505 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.