524 Windsor Gate Cir, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 524 Windsor Gate Cir, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,710 sqft · built 1973
Lot Size	0.412 acres (17,929 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Nov 2017)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2017 Sale & Mortgage + 1 more
APN	`1486-18-8539`

Property Details

APN / Parcel Number

Primary APN	`1486-18-8539`
Alternative APN	`148-618-85390-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,929 sqft (0.412 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1486-18-8539
Street Address	524 WINDSOR GATE CIR
City	VIRGINIA BEACH
State	VA
Zip	23452-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	WINDSOR OAKS W SEC 3 PT 1 BLK X LOT 14
Legal Subdivision	WINDSOR OAKS
Legal Block	X
Legal Lot Number	14
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2006
Census Tract	45801

Owner

524 Windsor Gate Cir is owned and occupied by two individuals who bought it in November 2017.

Source: Virginia Beach City records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	524 WINDSOR GATE CIR, VIRGINIA BEACH, VA 23452-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 20, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	20171000090
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0001000090
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	524 WINDSOR GATE CIR, VIRGINIA BEACH, VA 23452-2129
Document Number	0000875910
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WINDSOR GATE CIR VIRGINIA BEACH VA 234522129, VIRGINIA BEACH, VA 23452-2129

Mortgage

Document Number	0000875910
Date	Oct 16, 2019
Instrument	875910

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Nov 20, 2017
Property Address	524 WINDSOR GATE CIR, VIRGINIA BEACH, VA 23452-2129
Document Number	0001000090
Instrument Date	Oct 19, 2017
Instrument	1000090
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WINDSOR GATE CIR VIRGINIA BEACH VA 234522129, VIRGINIA BEACH, VA 23452-2129

Mortgage

Document Number	1000100
Date	Nov 20, 2017
Instrument	1000100

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	524 WINDSOR GATE CIR, VIRGINIA BEACH, VA 23452-2129
Document Number	0000858730
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000858730
Date	Oct 5, 2017
Instrument	858730

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 524 Windsor Gate Cir was $3,536, up 2.9% from the year before.

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+2.91%)	$364,600 Land $135,000 Building $229,600	$364,600 Land $135,000 Building $229,600
2024	$3,436.00 (+5.95%)
2023	$3,243.00	$327,600 Land $120,000 Building $207,600	$327,600 Land $120,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 524 Windsor Gate Cir; there have been 38 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	38 (1999–2017)
Claims Outside the SFHA	15 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Windsor Gate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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