524 Willows Ave, Chatham, IL 62629 Property Records

Sangamon County property record for 524 Willows Ave, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.283 acres (12,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2021)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-183-007`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-183-007`
Alternative APN	`29080183007 (CHECK DIGIT = 0)`

Exterior

Lot Area	12,328 sqft (0.283 acres)

Location & Zoning

Account Number	29080183007
Street Address	524 WILLOWS AVE
City	CHATHAM
State	IL
Zip	62629-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 81 THE WILLOWS PLAT 1 (12,328 SQ FT) 8-14-5
Legal Range	05
Legal Township	14
Legal Section	08
Legal Subdivision	WILLOWS SUB PLAT NO 1
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	3
Census Block	3037
Census Tract	3201

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 WILLOWS AVE, CHATHAM, IL 62629-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 7, 2018	Deed, Transfer · Conventional Mortgage MARINA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	202112718
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 11, 2021
Property Address	524 WILLOWS AVE, CHATHAM, IL 62629-1553
Document Number	2021R12718
Instrument Date	Apr 29, 2021
Instrument	2021R12718
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4908 FOXHALL LN, SPRINGFIELD, IL 62711-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 WILLOWS AVE, CHATHAM, IL 62629-1553
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R12719
Date	May 11, 2021
Instrument	2021R12719

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.68%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	May 7, 2018
Property Address	524 WILLOWS AVE, CHATHAM, IL 62629-1553
Document Number	2018R08981
Instrument Date	May 4, 2018
Instrument	2018R08981
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WILLOWS AVE, CHATHAM, IL 62629-1553

Mortgage

Document Number	2018R08982
Date	May 7, 2018
Instrument	2018R08982

Lender

Name	MARINA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,963.00 (+22.14%)	$87,836 (+26.92%) Land $15,050 Building $72,786	$263,508 (+26.92%) Land $45,150 Building $218,358
2022	$4,882.00 Homeowner's exemption	$69,205 Land $11,857 Building $57,348	$207,615 Land $35,571 Building $172,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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