Franklin County property record for 524 W Front St, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,617 sqft · built 2012 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,997 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-15.0-3-033-021.700 |
| Primary APN | 10-5-15.0-3-033-021.700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,617 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 524 W FRONT ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:7 RHINE RIVER DEVELOPMENT PHASE ONE |
| Legal Range | 1E |
| Legal Township | 44N |
| Legal Section | 15 |
| Legal Subdivision | RHINE RIVER DEVELOPMENT |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 800302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Washington Historic District listed 1989 · 92 contributing resources · NRIS 89001465 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
524 W Front St is owned by two individuals who acquired it in December 2021.
Source: Franklin County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 MARKET ST, 200, WASHINGTON, MO 63090-2557 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY |
| Dec 8, 2021 | Warranty Deed, Transfer |
| Dec 20, 2018 | Deed of Trust, Mortgage BANK OF FRANKLIN CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 |
| Deed Sale | Dec 8, 2021 |
| Prior Sale | May 16, 2013 · Amount on File |
| Deed Document Number | 202122848 |
| Prior Transfer Date | May 15, 2013 |
| Prior Transfer Doc | 0000009672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 524 W FRONT ST, WASHINGTON, MO 63090-1809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002120577 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2120577 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.15% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 8, 2021 |
| Property Address | 524 W FRONT ST, WASHINGTON, MO 63090-1809 |
| Document Number | 0002122848 |
| Map Reference | DOC 1117092 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2122848 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 W FRONT ST, 524, WASHINGTON, MO 63090-1809 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 LAKESIDE DR, WASHINGTON, MO 63090-1218 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 524 W FRONT ST, WASHINGTON, MO 63090-1809 |
| Document Number | 0000017709 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 524 W FRONT ST WASHINGTON MO 630901809, WASHINGTON, MO 63090-1809 |
| Document Number | 0000017709 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 17709 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 30, 2028 |
The 2025 property tax bill for 524 W Front St was $3,997.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,997.00 | $71,675 | $377,240 Land $43,280 Building $333,960 |
| 2023 | $3,789.00 (+4.96%) | $66,754 | $351,340 Land $43,280 Building $308,060 |
| 2022 | $3,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 W Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 W Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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