524 W Frederick St, Gaffney, SC 29341 Property Records

Cherokee County property record for 524 W Frederick St, Gaffney, SC 29341

Property Summary

Property TypeSingle Family Home
Details968 sqft · built 1965
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Sep 2026)
Tax Bill$522 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN019502-23-3

Property Details

APN / Parcel Number

Primary APN019502-23-3
Alternative APNs
  • 0811400060000 60043689
  • 081-14-00-060.000
  • 019446223
  • 60043689

Interior

Stories1 Story
Building Area968 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialShingles
Lot Area16,117 sqft (0.37 acres)
PorchSlab

Location & Zoning

Account Number019502-23-3
Street Address524 W FREDERICK ST
CityGAFFNEY
StateSC
Zip29341-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal DescriptionW FREDERICK ST 522 & 524 W FRED ST PROBATE 241/42/JOINS VAC LOT THEY OWN-NOT SURE OF FUTURE FM LAURA SMITH ETAL $8000
Legal Lot NumberTHEY
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group3
Census Block3041
Census Tract970301

Owner

Source: Cherokee County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 GILES RD, SPARTANBURG, SC 29307-4819
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleFeb 15, 2011 · Amount on Record
Deed Document Number20265033
Deed Book / Page203 / 699
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHEROKEE SC
Recording DateSep 3, 2026
Property Address524 W FREDERICK ST, GAFFNEY, SC 29341-1851
Document Number0000005033
Book / Page203 / 699
Instrument DateSep 2, 2026
Instrument20265033
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$72,215.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 GILES RD, SPARTANBURG, SC 29307-4819

Mortgage

Document Number0000005034,
DateSep 3, 2026
Instrument20265034
Lender
NameMONEY MATTERS
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term24 Months
DueOct 1, 2028
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$522.00 (+4.61%)$1,260 (-) Land $960 Building $300$21,000 (-) Land $16,000 Building $5,000
2023$499.00$1,260 Land $960 Building $300$21,000 Land $16,000 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on W Frederick St

Nearby Streets

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