524 Villa Piazza Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 524 Villa Piazza Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,464 sqft · built 2000
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$291,500 (Feb 2022)
Tax Bill	$3,490 (2024)
Deeds & Mortgages	Jul 2023 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T010300456`

Property Details

APN / Parcel Number

Primary APN	`T010300456`
Alternative APN	`2-0104-8618-00-033A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	1,464 sqft
Basement Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300456
Street Address	524 VILLA PIAZZA CT
City	O FALLON
State	MO
Zip	63366-4448
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLA CROSSING #2 RESUB 33 UNIT 33A
Legal Subdivision	VILLA CROSSING #2 RESUB 33
Legal Lot Number	33A
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	524 VILLA PIAZZA CT, 33A, O FALLON, MO 63366-4448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Beneficiary Deed, Transfer
Feb 9, 2022	Personal Representative Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Aug 22, 2019	Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU
Oct 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	20227871
Last Transfer Date	Jul 26, 2023
Transfer Doc	0000030359
Record Updated	Oct 29, 2026

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2023
Property Address	524 VILLA PIAZZA CT, O FALLON, MO 63366-4448
Document Number	0000030359
Map Reference	MB 37 PG 226
Instrument Date	Jul 26, 2023
Instrument	2023R-030359
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 VILLA PIAZZA CT # 33A, 33A, O FALLON, MO 63366-4448

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2022
Property Address	524 VILLA PIAZZA CT, O FALLON, MO 63366-4448
Document Number	0000007871
Map Reference	MB 37 PG 226
Instrument Date	Feb 2, 2022
Instrument	2022R-007871
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 ASTER LN, 806, O FALLON, MO 63366-1881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 VILLA PIAZZA CT # 33A, 33A, O FALLON, MO 63366-4448

Mortgage

Document Number	0000007872
Date	Feb 9, 2022
Instrument	2022R-007872

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 22, 2019
Property Address	524 VILLA PIAZZA CT, O FALLON, MO 63366-4448
Document Number	0000447540
Book / Page	7128 / 0958
Map Reference	MB 37 PG 226
Instrument Date	Aug 15, 2019
Instrument	20190822000447540
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 VILLA PIAZZA CT, O FALLON, MO 63366-4448

Mortgage

Document Number	0000447550
Date	Aug 22, 2019
Instrument	20190822000447550

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2017
Property Address	524 VILLA PIAZZA CT, O FALLON, MO 63366-4448
Document Number	0068211577
Book / Page	006821 / 001577
Instrument Date	Sep 25, 2017
Instrument	639490
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 VILLA PIAZZA CT O FALLON MO 633664448, O FALLON, MO 63366-4448

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,554 (-)	$297,650 (-) Building $297,650
2025		$56,554 (+7.33%)	$297,650 (+7.33%) Building $297,650
2024	$3,490.00
2023		$52,691
2022			$277,323 Building $277,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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