Cascade County property record for 524 Upper Sawmill Creek Ln, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1998 |
| Lot Size | 16.9 acres (736,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,730 (Oct 2025) |
| Tax Bill | $2,465 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R0245318 |
| Primary APN | R0245318 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 736,164 sqft (16.9 acres) |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Account Number | 0003851500 |
|---|---|
| Street Address | 524 UPPER SAWMILL CREEK LN |
| City | CASCADE |
| State | MT |
| Zip | 59421-8472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S18, T17 N, R02 W, IN NW4 MK 16-4-SC & 17-4-SC |
| Legal Range | 02W |
| Legal Township | 17N |
| Legal Section | 18 |
| Legal Subdivision | SAWMILL CREEK UNIT 4 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10400 |
524 Upper Sawmill Creek Ln is owned and occupied by two individuals who bought it in October 2025.
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 UPPER SAWMILL CREEK LN, CASCADE, MT 59421-8472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Deed Document Number | 2025474922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Oct 10, 2025 |
| Property Address | 524 UPPER SAWMILL CREEK LN, CASCADE, MT 59421-8472 |
| Document Number | 00R0474922 |
| Instrument Date | Oct 10, 2025 |
| Instrument | R0474922 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 524 UPPER SAWMILL CREEK LN, CASCADE, MT 59421-8472 |
| Document Number | 00R0474923 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | R0474923 |
| Name | GRASSLAND FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 10, 2035 |
The 2026 property tax bill for 524 Upper Sawmill Creek Ln was $2,465 with a homeowner's exemption, up 482.7% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,465.00 (+482.74%) Homeowner's exemption | $247,900 (-) | |
| 2025 | $423.00 | $247,900 | $247,900 Land $101,580 Building $146,320 |
| 2023 | $417.00 | $172,300 | $172,300 Land $61,750 Building $110,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Upper Sawmill Creek Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Upper Sawmill Creek Ln is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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