524 Thinbark Ln, Moody, AL 35004 Property Records

St. Clair County property record for 524 Thinbark Ln, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1987
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2023)
Tax Bill	$861 (2025)
Deeds & Mortgages	Mar 2023 Reverse Mortgage Mar 2023 Sale & Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-36-0-004-006.013`

Property Details

APN / Parcel Number

Primary APN	`25-07-36-0-004-006.013`
Alternative APNs	`00065522` `512858` `25546`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00065522
Street Address	524 THINBARK LN
City	MOODY
State	AL
Zip	35004-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 ROSEWOOD ESTATES 1ST SECTOR MB D PG 66 36-16-1 SLIDE A-59-4
Legal Range	01E
Legal Township	16S
Legal Section	36
Legal Subdivision	ROSEWOOD ESTATES
Legal Lot Number	13
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	2
Census Block	2000
Census Tract	40110

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 THINBARK LN, MOODY, AL 35004-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Reverse Mortgage USDA
Mar 23, 2023	Warranty Deed, Transfer · Reverse Mortgage CLICK N CLOSE INC
Sep 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Book / Page	2023 / 3400
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	524 THINBARK LN, MOODY, AL 35004-2200
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 THINBARK LN, MOODY, AL 35004-2200

Mortgage

Document Number	0000008619
Date	Mar 23, 2023
Book Page	MTG 2023/8619

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	885 Months
Due	Dec 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 23, 2023
Property Address	524 THINBARK LN, MOODY, AL 35004-2200
Document Number	0000003400
Book / Page	DEED 2023 / 3400
Map Reference	MB D PG 66
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 OLDE TOWNE RD # 105, 105, VESTAVIA HILLS, AL 35216-3778

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 THINBAKE LANE, MOODY, AL 35004

Mortgage

Document Number	0000008606
Date	Mar 23, 2023
Book Page	MTG 2023/8606

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	885 Months
Due	Dec 21, 2096

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Sep 23, 2022
Property Address	524 THINBARK LN, MOODY, AL 35004-2200
Document Number	0000013722
Book / Page	DEED 2022 / 13722
Map Reference	DOC 2006-11334
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2428 BLUEBERRY DR, LEEDS, AL 35094-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DELLA ROSE DR, BIRMINGHAM, AL 35214-1610

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (+9.54%)	$19,860 (-50.46%)	$198,550 (-0.94%) Land $28,800 Building $169,750
2023		$40,088 (+149.57%) Land $5,760 Building $34,328	$200,440 (+24.78%) Land $28,800 Building $171,640
2022	$786.00 Homeowner's exemption	$16,063 Land $2,420 Building $13,643	$160,630 Land $24,200 Building $136,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOK SPRINGS WATER AUTHORITY serves 4,569 people · EPA ID AL0001434
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2023
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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