524 Surfbird Ln, Imperial Beach, CA 91932 Property Records

San Diego County property record for 524 Surfbird Ln, Imperial Beach, CA 91932

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,544 sqft · built 2018
Lot Size	0.232 acres (10,142 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Mar 2023)
Tax Bill	$11,647 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-140-30-04`

Property Details

APN / Parcel Number

Primary APN	`625-140-30-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	10,142 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	524 SURFBIRD LN
City	IMPERIAL BEACH
State	CA
Zip	91932-1515
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 57 PER DOC17-0540871&UND INT IN MODULE 8 TR 016142
Legal Subdivision	BERNARDO SHORES
Legal Tract	016142
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4006
Census Tract	10502

Owner

524 Surfbird Ln, a condominium, is owned and occupied by two individuals who bought it in March 2023.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 SURFBIRD LN, IMPERIAL BEACH, CA 91932-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Grant Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Mar 9, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Mar 9, 2018 · Amount on File
Deed Document Number	202369321
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2023
Property Address	524 SURFBIRD LN, IMPERIAL BEACH, CA 91932-1515
Document Number	0000069321
Map Reference	MAP 16412
Instrument Date	Feb 21, 2023
Instrument	2023-0069321
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	LANDWOOD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	524 SURFBIRD LN, IMPERIAL BEACH, CA 91932-1515

Mortgage

Document Number	0000069322
Date	Mar 17, 2023
Instrument	2023-0069322

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	524 SURFBIRD LN, IMPERIAL BEACH, CA 91932-1515
Document Number	0000393029
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SURFBIRD LN IMPERIAL BEACH CA 919321515, IMPERIAL BEACH, CA 91932-1515

Mortgage

Document Number	0000393029
Date	Jul 21, 2020
Instrument	393029

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2018
Property Address	524 SURFBIRD LN, IMPERIAL BEACH, CA 91932-1515
Document Number	0000095015
Instrument Date	Feb 22, 2018
Instrument	95015
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SURFBIRD LN IMPERIAL BEACH CA 919321515, IMPERIAL BEACH, CA 91932-1515

Mortgage

Document Number	95016
Date	Mar 9, 2018
Instrument	95016

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 524 Surfbird Ln was $11,647 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,554 (+2%) Land $407,286 Building $521,268
2025	$11,647.00 Homeowner's exemption	$910,348 Land $399,300 Building $511,048
2023	$7,010.00 (-1.13%)	$548,536 Land $240,601 Building $307,935
2022	$7,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 524 Surfbird Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 524 Surfbird Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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