524 Sunset Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 524 Sunset Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1921
Lot Size	0.344 acres (14,967 sqft)
Owner	Company Name on File
Last Sale	$185,000 (May 2025)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-34-176-020`

Property Details

APN / Parcel Number

Primary APN	`8913-34-176-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,967 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	524 SUNSET RD
City	WATERLOO
State	IA
Zip	50701-3930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT HILLS ADDITION LOT 179 EX THAT PART DESC AS FOL COM AT MOST ELY COR SAID LOT TH N 39 DEG 59 MIN 10 SEC W 81.19 FT
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT HILLS ADDITION
Legal Lot Number	179
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4024
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-34-176-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1706 6TH ST, GILBERTVILLE, IA 50634-7720
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
May 07, 2025	Warranty Deed, Transfer · Commercial Mortgage HILLS BANK & TRUST COMPANY
Mar 08, 2022	Warranty Deed, Transfer · VA Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2025 · Amount on Record
Deed Sale	May 07, 2025 · Amount on Record
Prior Sale	Mar 08, 2022 · Amount on Record
Deed Document Number	20256213
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	524 SUNSET RD, WATERLOO, IA 50701-3930
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800012438
Date	Jan 25, 2018
Instrument	201800012438

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2028

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 07, 2025
Property Address	524 SUNSET RD, WATERLOO, IA 50701-3930
Document Number	0202506213
Instrument Date	Apr 29, 2025
Instrument	2025-06213
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 6TH ST, GILBERTVILLE, IA 50634-7720

Mortgage

Document Number	0202512293
Date	May 07, 2025
Instrument	2025-12293

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 05, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 08, 2022
Property Address	524 SUNSET RD, WATERLOO, IA 50701-3930
Document Number	202200017733
Instrument Date	Feb 28, 2022
Instrument	202200017733
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SUNSET RD, WATERLOO, IA 50701-3930
Investor	Possibly a Property Investor

Mortgage

Document Number	202200017734
Date	Mar 08, 2022
Instrument	202200017734

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00	$204,400 (+4.11%) Land $40,960 Building $163,440	$204,400 (+4.11%) Land $40,960 Building $163,440
2024	$4,260.00 (+18.86%)
2023		$196,330 (+20.3%) Land $40,960 Building $155,370	$196,330 (+20.3%) Land $40,960 Building $155,370
2022	$3,584.00	$163,200 Land $40,960 Building $122,240
2021			$163,200 Land $40,960 Building $122,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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