524 Sunny Point Rd, Baxter, TN 38544 Property Records

DeKalb County property record for 524 Sunny Point Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,000 sqft · built 1991
Lot Size	13.8 acres (602,870 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2017)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021034 00405`

Property Details

APN / Parcel Number

Primary APN	`021034 00405`
Alternative APN	`034 00405`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Attic	Attic
Attic Area	640 sqft
Basement Area	2,000 sqft
Finished Basement	1,424 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	602,870 sqft (13.8 acres)
Terrain	Rolling
Deck Area	2,032 sqft
Patio Area	2,032 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	524 SUNNY POINT RD
City	BAXTER
State	TN
Zip	38544-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 8
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	920101

Owner

524 Sunny Point Rd is owned and occupied by two individuals who bought it in February 2017.

Source: DeKalb County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 22, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ACCESS NATIONAL MORTGAGE
Jan 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Feb 27, 2003 · Amount on File
Deed Book / Page	406 / 781
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0004050322
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815

Mortgage

Document Number	0005020000000839
Date	Aug 23, 2021
Book Page	0000000502/0000000839
Instrument	199122

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Document Number	0000192434
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SUNNY POINT RD BAXTER TN 385446815, BAXTER, TN 38544-6815

Mortgage

Document Number	0000192434
Date	Jun 18, 2020
Book Page	000468/000105
Instrument	192434

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Document Number	0000184971
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SUNNY POINT RD BAXTER TN 385446815, BAXTER, TN 38544-6815

Mortgage

Document Number	0000184971
Date	Oct 25, 2018
Book Page	000435/000889
Instrument	184971

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Document Number	0004110264
Book / Page	000411 / 000264
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0004110264
Date	May 22, 2017
Book Page	000411/000264

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	May 21, 2039

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Feb 15, 2017
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Document Number	0004060781
Book / Page	406 / 781
Instrument Date	Feb 14, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815

Mortgage

Document Number	0004060783
Date	Feb 15, 2017
Book Page	406/783

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 3, 2017
Property Address	524 SUNNY POINT RD, BAXTER, TN 38544-6815
Document Number	0004050322
Book / Page	000405 / 000322
Instrument Date	Dec 2, 2016
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 SUNNY POINT RD BAXTER TN 385446815, BAXTER, TN 38544-6815

Tax Assessment & Valuation

The 2025 property tax bill for 524 Sunny Point Rd was $3,472.

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00	$138,325 Land $82,000 Building $56,325
2023		$138,325 (-37.5%) Land $82,000 Building $56,325
2022	$3,831.00	$221,320 Land $131,200 Building $90,120	$553,300 (-) Land $328,000 Building $225,300
2021			$553,300 Land $328,000 Building $225,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Sunny Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Sunny Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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