524 Sugar Pine Ln, Naples, FL 34108 Property Records

Collier County property record for 524 Sugar Pine Ln, Naples, FL 34108

Property Summary

Property Type	Condominium
Details	1,311 sqft · built 1986
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2021)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558700 5243A34`

Property Details

APN / Parcel Number

Primary APN	`558700 5243A34`
Alternative APNs	`667819600051274005243` `66781960005`

Interior

Building Area	1,311 sqft Living Area
1st Floor Area	1,311 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	524 SUGAR PINE LN
City	NAPLES
State	FL
Zip	34108-2572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PINES, THE A CONDOMINIUM UNIT 524
Legal Range	25
Legal Township	48
Legal Section	34
Legal Subdivision	PINES, THE A CONDOMINIUM
Legal Tract	558700
Legal Block	2
Legal Lot Number	524
Legal Unit	524
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10205

Owner

524 Sugar Pine Ln, a condominium, is owned by two individuals who bought it in August 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6018 OLEATHA AVE, SAINT LOUIS, MO 63139-1925
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Apr 7, 2010 · Amount on File
Deed Document Number	20216109400
Deed Book / Page	5994 / 2013
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 9, 2021
Property Address	524 SUGAR PINE LN, NAPLES, FL 34108-2572
Document Number	0059942013
Book / Page	5994 / 2013
Map Reference	MB 1219 PG 382
Instrument Date	Jun 24, 2021
Instrument	6109400
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 SUGAR PINE LN, NAPLES, FL 34108-2572

Mortgage

Document Number	59942014
Date	Aug 9, 2021
Instrument	5994/2014

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 524 Sugar Pine Ln was $3,671.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,152 (-19.69%) Building $310,152	$310,152 (-19.69%) Building $310,152
2025	$3,671.00	$386,190 Building $386,190	$386,190 Building $386,190
2023	$3,530.00 (+14.54%)	$324,092 (+1%)	$405,855 (+37.75%) Building $405,855
2022	$3,082.00	$294,629 Building $294,629	$294,629 Building $294,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Sugar Pine Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Sugar Pine Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications, Summit Broadband.